Business Checking Accounts

Business Checking Accounts

Keep Your Business In Balance

When you’re deciding on a business checking account, you need to consider your current needs as well as your long-term goals. With a variety of checking options, BankUnited can help you choose the right account for your business, with the best bank services available to help your business thrive.

Primary Business Checking

Plan on making just a few transactions per month? Keep it simple with our Primary Business Checking account. With basic deposit and check-writing capabilities, is the ideal small business checking account.

  • Open with a low minimum deposit of $100.00
  • Monthly maintenance fee of $12.00 1
  • Up to 150 free transactions (checks paid, deposits and debits) per statement cycle ($0.40 per transaction in excess of 150)
  • Free transactions at BankUnited ATMs and five (5) non-BankUnited ATM transactions during a statement cycle 2
  • Free Premium Business Online Banking with unlimited Bill Pay
  • Free eStatements

1 To avoid the imposition of a monthly maintenance fee you must maintain an average monthly balance of $1,500.00 or more in the account or a $4,500 minimum daily balance in related checking and/or business savings accounts (related account must be in the same name as your Primary Business Checking account). The monthly fee is waived for two statement cycles on new accounts.

2 A $2.50 fee will be charged per transaction in excess of five (5) conducted at a non-BankUnited ATM during the statement cycle. Usage fees may also be assessed by the owner/operator of the ATM.

A $15.00 early closeout fee will be assessed if your Primary Business Checking Account is closed within 180 days of the account opening date.

Please see our Depositor's Agreement Terms and Conditions and Funds Availability Disclosure for additional information.

Business Express Checking

Looking for an account that can handle a higher number of transactions per month for your small- or medium-size business? Then this low-fee checking account was made for you.

  • Open with a low minimum deposit of $100.00
  • Monthly maintenance fee of $20.00 1
  • Up to 300 free transactions (checks paid, deposits and debits) per statement cycle ($0.40 per transaction in excess of 300)
  • Free transactions at BankUnited ATMs and five (5) non-BankUnited ATM transactions during a statement cycle 2
  • Free Premium Business Online Banking with unlimited Bill Pay
  • Limited wire transfer service is available to qualified Business Express Checking customers via Business Express Online Banking 3
  • Free eStatements

1 To avoid the imposition of a monthly maintenance fee you must maintain an average monthly balance of $5,000 or more in the account or a $10,000 minimum daily balance in related checking and/or business savings accounts (related account must be in the same name as your Business Express Checking account). The monthly fee is waived for two statement cycles on new accounts.

2 A $2.50 fee will be charged per transaction in excess of five (5) conducted at a non-BankUnited ATM during the statement cycle. Usage fees may also be assessed by the owner/operator of the ATM.

3 Consult a branch representative for qualification guidelines.

A $15.00 early closeout fee will be assessed if your Business Express Checking Account is closed within 180 days of the account opening date.

Community Interest Checking

Enjoy worry-free business banking…and earn interest too. With our Community Interest Checking account, you can take advantage of unlimited transactions, a low monthly balance requirement and a minimum opening deposit. This account is designed for nonprofit organizations, associations and/or and corporations.*

  • Open with a low minimum deposit of $100.00
  • Monthly maintenance fee of $9.00 1
  • No per item charges – unlimited checks, debits and credits may be processed without charges being applied
  • Free Premium Business Online Banking with unlimited Bill Pay
  • Free eStatements

* Nonprofit organizations, associations and/or corporations must provide Articles of Incorporation and/or Certificate of Status.

1 The monthly maintenance fee of $9.00 will be waived if the minimum daily balance is $1,500.00 or greater during each statement cycle.

A $15.00 early closeout fee will be assessed if your Community Interest Checking Account is closed within 180 days of the account opening date.

Commercial Analysis Checking

Have a larger business that needs access to a full array of banking services? With Commercial Analysis Checking, you can conduct a high volume of transactions per month and we’ll give you credit for your balances to offset some or all of your services fees.

  • Open with a low minimum deposit of $100.00
  • Monthly maintenance fee of $19.001
  • Detailed monthly analysis statements so you can keep track of all your business banking activities
  • Earnings credit available to help offset monthly service maintenance and other fees
  • Online treasury management services to manage your company’s payments, collections, reporting and account balancing

1 The $19.00 monthly maintenance fee may be offset by the earnings credit calculations applied on an analyzed statement at end of month. The earnings credit shall be equal to (i) the average monthly collected balance multiplied by (ii) the then applicable earnings credit rate divided by the actual number of days in the applicable year multiplied by (iii) the actual number of days in the applicable cycle. The earnings credit will be used to offset maintenance fees, transaction fees and any other service charges that may be assessed to the account. If the earnings credit rate exceeds the total monthly fees, such excess will not be carried over or applied to fees incurred in subsequent months. If the earnings credit is less than the total monthly fees, the account may be charged for the amount of the difference. If the earnings credit is negative, the account may be charged the full amount of the fees.

A $15.00 early closeout fee will be assessed if your Commercial Analysis Checking Account is closed within 180 days of the account opening date.

Professional Services Checking

This unique account is perfect for businesses in a variety of professional services, including healthcare industry, as well as law firms and accounting practices.

  • Open with a low minimum deposit of $100.00
  • Monthly maintenance fee of $30.001
  • Up to 1,000 free transactions (debits and credits) processed per statement cycle ($0.35 per transaction in excess of 1,000)
  • Free transactions at BankUnited ATMs and five (5) non-BankUnited ATM transactions during a statement cycle2
  • Special bundled pricing for remote deposit capture and lockbox services3
  • Free Premium Business Online Banking with unlimited Bill Pay
  • Free eStatements

1 The monthly fee will be waived if the minimum daily balance in the account is $15,000.00 or more.

2 A $2.50 fee will be charged per transaction in excess of five (5) conducted at a non-BankUnited ATM during the statement cycle. Usage fees may also be assessed by the owner/operator of the ATM.

3 Pricing provided by our Treasury Management team. Pricing may be different at the time you elect the service. Please refer to our Business Schedule of Fees for additional information.

A $15.00 early closeout fee will be assessed if your Professional Services Checking Account is closed within 180 days of the account opening date.