Treasury Management Documents

DEPOSIT SERVICES

Business Schedule of Fees (Fee Disclosure) 
To view the Business Schedule of Fees for New York, please click here.

ONLINE TREASURY MANAGEMENT

Online Treasury Management Disclosure Statement and Agreement
For your reference, this Online Treasury Management Disclosure Statement and Agreement contains the terms and conditions governing certain online banking services that BankUnited may provide to the Company. Click here to view the Online Treasury Management Disclosure Statement and Agreement.

Business Schedule of Fees (Fee Disclosure)
To view the Business Schedule of Fees for New York, please click here.

PAYABLES

NACHA Awareness
Each company (the “Company or “Originator”) originating Automated Clearing House (ACH) entries must comply with the Operating Rules and Guidelines (the “Rules”) of the National Automated Clearing House Association (“NACHA”), the rule making body governing the ACH Network. NACHA updates these Rules on an annual basis.

For your convenience, we have included a brief summary of Originator responsibilities as well as an explanation of the Rules updates for 2015-2016. Click here to view the summary.

Please note that this document is not intended to be a replacement or substitution for the Rules.

Annually, it is recommended that you purchase a copy of the updated Rules by visiting http://www.nacha.org. You may also obtain free limited access to the basic Rules in read-only format by visiting http://www.achrulesonline.org

Third-Party Sender Attestation
The National Automated Clearing House Association (NACHA) defines a Third-Party Sender as a type of Third-Party Service Provider that acts as an intermediary in transmitting entries between an Originator and an Originating Depository Financial Institution (ODFI), and acts on behalf of an Originator or another Third-Party Sender.
For more information on Third-Party Senders and their responsibilities under the NACHA rules, please click here to read the document or visit http://www.nacha.org.

FX International Wire Transfer Information for Online Treasury Management Customers
BankUnited is pleased to offer FX International Wire Transfers within the Online Treasury Management (OTM) portal. For your reference, we have compiled some helpful tips to assist your Company in transmitting FX International Wire Transfers. Click here to learn more.

RECEIVABLES

NACHA Awareness
Each company (the “Company or “Originator”) originating Automated Clearing House (ACH) entries must comply with the Operating Rules and Guidelines (the “Rules”) of the National Automated Clearing House Association (“NACHA”), the rule making body governing the ACH Network. NACHA updates these Rules on an annual basis.

For your convenience, we have included a brief summary of Originator responsibilities as well as an explanation of the Rules updates for 2015-2016. Click here to view the summary.

Please note that this document is not intended to be a replacement or substitution for the Rules.

Annually, it is recommended that you purchase a copy of the updated Rules by visiting http://www.nacha.org. You may also obtain free limited access to the basic Rules in read-only format by visiting http://www.achrulesonline.org

Third-Party Sender Attestation
The National Automated Clearing House Association (NACHA) defines a Third-Party Sender as a type of Third-Party Service Provider that acts as an intermediary in transmitting entries between an Originator and an Originating Depository Financial Institution (ODFI), and acts on behalf of an Originator or another Third-Party Sender.
For more information on Third-Party Senders and their responsibilities under the NACHA rules, please click here to read the document or visit http://www.nacha.org.

FRAUD PREVENTION

E-mail and Internet-Related Fraud Prevention Information for Corporate Customers
E-mail and Internet-related fraud schemes have become increasingly prevalent and more sophisticated in recent years.  These scams are often perpetrated by criminals who compromise the e-mail accounts of unsuspecting individuals and businesses, and then use those e-mail accounts to initiate unauthorized funds transfer requests.  For your reference, we have provided a listing of recommended practices to help you protect your Company from potential scams.  Click here to learn more.