Savings & Money Market Accounts

Savings & Money Market Accounts

It’s never too early to start saving for a rainy day.

Whether you’re saving up for a dream vacation or the home of your dreams, you need a smart strategy to get you there. And BankUnited can guide you. Our experienced team of tenured bankers can provide you with a full range of flexible savings and money market solutions to help you reach your goals. From helping you secure a competitive interest rate to locking in flexible terms that work for you, we’ll provide you with personal service and expertise to help you save for your future needs.

Value Savings

Want to start saving but don’t know where to begin? Then this is the account for you with a low minimum balance requirement and a low monthly maintenance fee.

  • Minimum deposit to open this account is $50.00
  • Monthly maintenance fee is $5.001
  • Up to six transactions per month2
  • Free Online Banking
  • Free Mobile and Text Banking
  • Free eStatements through BankUnited Online Banking

1To avoid the imposition of a monthly maintenance fee you must maintain a minimum daily balance of $300.00 in the Account during each statement cycle.

2This account is subject to service cycle transaction limits in accordance with federal regulations. An excess transaction fee of $5.00 will be assessed on each transaction in excess of six (6) per month. ATM or in-person withdrawals/transfers are not included in these transaction limitations.

A $15.00 early closeout fee will be assessed if your Value Savings account is closed within 180 days of the account opening date.

Please see our Depositor's Agreement Terms and Conditions for additional information.

Relationship Savings

Add more to your savings with a higher rate of return if you maintain a higher balance in this account.

  • Minimum opening deposit is $2,500
  • Monthly maintenance fee is $8.001
  • Up to six transactions per month2
  • Free Online Banking
  • Free Mobile and Text Banking
  • Free eStatements through BankUnited Online Banking

1To avoid the imposition of a monthly maintenance fee you must maintain a minimum daily balance of $2,500.00 in the Account during each statement cycle.

2This account is subject to service cycle transaction limits in accordance with federal regulations. An excess transaction fee of $5.00 will be assessed on each transaction in excess of six (6) per month. ATM or in-person withdrawals/transfers are not included in these transaction limitations.

A $15.00 early closeout fee will be assessed if your Relationship Savings account is closed within 180 days of the account opening date.

Please see our Depositor's Agreement Terms and Conditions for additional information .

Classic Kids Savings

The Classic Kids Savings account is designed for children 17 and under and helps them get started on the path to financial success and teaches positive money management skills.

  • Minimum deposit to open this account is $10.00
  • No monthly maintenance fee (waived until the child reaches 18 years of age)
  • Up to six transactions per month1
  • Free Online Banking
  • Free eStatements through BankUnited Online Banking

1This account is subject to service cycle transaction limits in accordance with federal regulations. An excess transaction fee of $5.00 will be assessed on each transaction in excess of six (6) per month. ATM or in-person withdrawals/transfers are not included in these transaction limitations.

The Classic Kids Savings Account must be opened as a joint account with the child’s parent, relative or guardian.

A $15.00 early closeout fee will be assessed if your Classic Kids Savings account is closed within 180 days of the account opening date.

Please see our Depositor's Agreement Terms and Conditions for additional information.

Relationship Money Market

This is an interest-bearing account designed to offer you both liquidity and a higher rate of return on your balance.

  • Minimum deposit to open this account is $100.00
  • Monthly maintenance fee is $15.001
  • Up to six transactions per month2
  • Free VISA® Debit Card
  • Free Online Banking
  • Free Mobile and Text Banking
  • Free eStatements through BankUnited Online Banking

1To avoid the imposition of a monthly maintenance fee you must maintain a minimum daily balance of $2,500.00 in the Account during each statement cycle.

2This account is subject to service cycle transaction limits in accordance with federal regulations. An excess transaction fee of $9.00 will be assessed on each transaction in excess of six (6) per month. ATM or in-person withdrawals/transfers are not included in these transaction limitations.

A $15.00 early closeout fee will be assessed if your Relationship Money Market account is closed within 180 days of the account opening date.

Please see our Depositor's Agreement Terms and Conditions for additional information.