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FDIC Insured - Backed by the full faith and credit of the U.S. Government

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Make Your Money Work For You

If you're looking for flexibility while still earning interest at market-based rates, we offer a variety of savings accounts that offer the best of both.

Explore Savings Accounts

Save on your terms with one of our flexible savings accounts



Reach your financial goals with ease. Our savings accounts are designed to help you grow your money while keeping it accessible when you need it most.

$50

minimum opening deposit

  • Earns interest**
  • No monthly maintenance fee by maintaining average daily balance of $300 or more
  • ATM Card
  • Bank on the go with online & mobile banking
 

Start saving with confidence to help you reach your financial goals.


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$10

minimum opening deposit

  • Earns interest**
  • No monthly maintenance fee until child reaches 18 years of age
  • Bank on the go with online & mobile banking
 

Start building smart money habits early.


View Details Contact Us
$50

minimum opening deposit

  • 3.35% APY*
  • No monthly maintenance fee
  • Flexible access with no transaction limitations2
  • Bank on the go with online & mobile banking
 

Grow your savings without the
long-term commitment.

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Online Money Market


Take your savings to the next level with the Online Money Market account.


From building emergency savings to long-term planning, you'll be able to confidently achieve your financial goals.

Open an Account
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6-Month CD
4.00%APY1
$1,000 minimum deposit

If you're an existing customer, please log into your online banking for a faster, prefilled application experience. Login to Online Banking

 


Certificate of Deposit


Whether you’re looking to invest for a few months or a few years, we offer a variety of certificate of deposit (CD) options and term lengths to match your needs and goals. The minimum opening deposit is $1,000, and all CDs offer a fixed rate of return. Our CDs are backed by the security of FDIC insurance up to the maximum amount allowed by law.


Standard Rates

  • 6-Month CD
    4.00% APY1
  • 9-Month CD
    3.75% APY1
  • 12-Month CD
    3.50% APY1
  • 18-Month CD
    0.10% APY1
  • 24-Month CD
    0.10% APY1
  • 36-Month CD
    0.10% APY1

Value Savings Account Details

  • $50 minimum opening deposit
  • $5 monthly maintenance fee
  • BankUnited customers enjoy free ATM transactions at all BankUnited and Allpoint ATM locations 3

To avoid the monthly maintenance fee:

  • Maintain a minimum daily balance of $300 in the Account during each statement cycle

Classic Kids Savings Account Details

  • $10 minimum opening deposit
  • No monthly maintenance fee (waived until the child reaches 18 years of age)
  • This account is designed for children 17 and under
  • The Classic Kids Savings Account must be opened as a joint account with the child’s parent, relative or guardian

  1. Annual Percentage Yield (APY) is accurate as of today. Advertised rate is fixed for the initial term of the Certificate of Deposit (CD) only. APY assumes interest earned remains on deposit until maturity. CD minimum opening deposit of $1,000 required. Early withdrawal penalty may apply if you withdraw any principal from the CD before the maturity date. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Depositor's Agreement and applicable Schedule of Fees for additional information. Offer cannot be combined with any other promotional rate, bonus rate or special rate offer. BankUnited reserves the right to cancel or modify this offer at any time. Interest rates and APYs displayed are available only for accounts opened in a BankUnited branch. Rates are subject to change at any time and are not guaranteed until the CD is open. Please contact a BankUnited representative for additional details. CD will automatically renew at maturity into a standard CD closest in length to the initial term (which may be shorter or longer than the initial term) at the then current standard rate in effect at the time of renewal unless you instruct us otherwise. 
  2. BankUnited does not limit the number of withdrawals and transfer transactions that may be processed on your savings or money market account. An unlimited number of transactions can be processed on any BankUnited savings or money market account. Please refer to your Depositor’s Agreement for additional details.
  3. This account may be subject to limitations on the number of withdrawals and transfers per monthly statement cycle. ATM or in-person withdrawals/transfers are not included in these transaction limitations. An excessive transaction fee may be assessed for each transaction in excess of these limitations. Please see your account disclosures for additional information
    4. A $2.50 fee will be charged for each transaction performed at a non-proprietary ATM that is not within the Allpoint Network. Fees charged by the ATM owner/operator may also apply.

A $15.00 early closeout fee will be assessed if your Value Savings Account, Classic Kids Savings Account or High Yield Savings Account is closed within 180 days of the account opening date.

*Annual Percentage Yield (APY) is accurate as of today. This Account earns interest at a variable rate and may change at any time at our discretion without notice or limit. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Depositor's Agreement and applicable Schedule of Fees for additional information.

**This Account earns interest at a variable rate and may change at any time at our discretion without notice or limit. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Depositor's Agreement and applicable Schedule of Fees for additional information.

Please refer to our applicable product disclosures, Depositor's Agreement, Funds Availability Disclosure and Schedule of Fees for additional information.