Treasury Management System for Funds Management
These treasury management solutions help streamline deposit collection and improve daily cash positioning.
Account Analysis
Gain insights into account activity to better manage small business cash management and optimize balances.
Cash Services
Deposit and order cash efficiently with services designed to support your operational needs.
Escrow Account Services
Segregate and manage third party funds securely across multiple sub-accounts.
Zero Balance Account (ZBA)
Automate fund transfers between accounts to maintain optimal balances and reduce manual work.
BankUnited Lynx™
Lynx™, BankUnited’s secure web-banking platform, provides unlimited access to your Treasury Management services through a user-friendly, universally accessible dashboard. Lynx™ is a safe, secure way to manage your accounts 24 hours a day, 7 days a week.
Features include:
- View into real-time account activity
- Customized account alerts
- Ability to initiate electronic payments, including ACH, Wires and Transfers
- Comprehensive reporting
- Numerous fraud prevention capabilities
- Lynx™ Mobile app
Payable Solutions
BankUnited can help streamline how you pay suppliers, vendors and employees, creating efficiencies that enable you to get the most out of your working capital.
Automated Clearing House (ACH) Origination Services
This service allows you to create electronic credits for payments, including payroll, vendor payments and taxes, with efficiency and ease.
Account Reconciliation
Reconcile your bank accounts through reporting software that details paid, issued and outstanding items, as well as stop payments and voided checks.
Funds Transfer
Online Funds Transfer is an efficient, secure platform where you can initiate domestic or international outgoing wire transfer payments, and save templates for future use.
Controlled Disbursement
Controlled Disbursement reporting informs your business of daily cash positions – knowledge that allows you to invest excess funds, or pay down outstanding debt.
Receivables Solutions
BankUnited understands your need to maximize cash flow. Our receivables solutions will help accelerate cash collections by offering faster, simpler deposit processing.
Deposit Reconciliation
Our Deposit Reconciliation service streamlines your accounting by generating statements and reports which break deposits down by detail.
Lockbox Services
Speed up funding by sending receivables to a BankUnited lockbox, where deposits are processed and digital images are available through BankUnited Lynx™ and our lockbox portals.
Merchant Card Services
We offer an extensive range of reliable, innovative and cost-effective products that allows your business to accept credit and debit cards for payment.
Remote Deposit Capture (RDC)
Save time by using this service to digitally deposit checks to your commercial accounts anytime, anywhere.
Client Integration Services
Increase productivity, optimize cash flow, and drive profitability with our innovative and convenient treasury solutions and integration services.
In an increasingly complex banking landscape, integrating technologies creates new opportunities to save time, streamline processes, and reduce errors.
BankUnited provides various file delivery and API solutions for payment processing and information reporting services by partnering with software providers that can help streamline your operations.
Our Partners Include:
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Fraud Prevention
Safeguard your business accounts with BankUnited’s Fraud Prevention Services. Minimize your fraud exposure and protect your account with these services.
ACH Alerts
ACH Alerts monitors ACH debit and/or credit activity and triggers an actionable alert via email or text keeping you informed of the activity. With full control of pay/return decisions, you can proactively prevent unauthorized ACH transactions on your account. Custom parameters such as dollar limits can be established to manage permitted ACH activity.
Positive Pay
- Positive Pay systematically compares checks presented for payment to your issued-check files to detect serial numbers and dollar amounts that do not match. Non-matching items are reported to you via BankUnited Lynx™ allowing for the opportunity to review and decision the exception items for a Pay or Return decision.
- Payee Positive Pay allows for an additional layer of security by identifying payee name discrepancies in addition to serial numbers and dollar amounts. Non-matching items are reported to you via BankUnited Lynx™ allowing for the opportunity to review and decision the exception items for a Pay or Return decision.
- Reverse Positive Pay is an alternative to positive pay services for companies that are unable to transmit issued-check files to BankUnited. You have the opportunity to review within BankUnited Lynx™ all checks presented for payment to determine if they should be paid or returned.
Online Security
Protect against fraud with technologies designed to enhance control over access to your online account information and payment transaction services, such as token authentication and dual-control security.
Information Reporting Solutions
Digital tools that help you get account information and conduct banking transactions more efficiently.
BAI Balance Reporting
BAI Balance Reporting files allow you to upload balance and transaction details directly into your financial management software.
Electronic Data Interchange (EDI)
This service is well suited for businesses that receive large numbers of electronic payments with remittance information. With BankUnited’s EDI service you’ll accelerate collections and speed up payment processing.
Check Imaging Solutions
Research check transactions with quick access to view check images. Plus, for enhanced account reconcilement, you have the ability to easily search and print select items.
