Maximize Your Earnings With Our Certificates of Deposit
Guaranteed Returns
Your savings grow at a fixed rate for the entire CD term, providing predictable earnings regardless of market changes.
Competitive Rates
Lock in today to take advantage of competitive CD rates compared with many savings options offered by banks and credit unions.
On-the-Go Access
Manage your account through secure online banking or the BankUnited mobile app — available 24 hours a day, 7 days a week.
FDIC Insured
Rest assured knowing your deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum allowable limits.†
Let Your Savings Soar
Set some money aside and reap the rewards when the account matures.
- $1,000 minimum opening deposit
- Interest compounded daily to maximize your earnings
- No account fees
- Automatic renewal at maturity
- Easy fund transfers
Find the Rate That's Right for You.
Why CDs Are Worthy Investments
A Bright Future
A Safe Place
Compound Interest
Start Saving for Something Great Today
Open your account today in three easy steps and begin earning interest with a BankUnited short term CD.
Start Your Application
Tell us some basic information such as your address, contact number, and Social Security number to begin opening your 6-month certificate of deposit.
Fund Your Account
Send funds through mobile deposit or secure online transfer. The minimum opening deposit is $1,000.
Watch Your Money Grow
Download the BankUnited mobile app or log in to your online banking account to manage your funds and track your savings at your convenience.
If you're an existing customer, please log into your online banking for a faster, prefilled application experience. Login to Online Banking
Stay Connected with
On-The-Go Banking
Manage your account anytime from the BankUnited mobile app.
- Track your earnings
- Transfer funds
- Pay bills
- Deposit checks
- And much more...
We're Here to Help You
Have a question about our products or services? We’ve got multiple ways you can get in touch with a Client Care Center representative.
*Annual Percentage Yield (APY) is accurate as of 1/28/2026. Advertised rate is fixed for the initial term of the Certificate of Deposit (CD) only. APY assumes interest earned remains on deposit until maturity. CD minimum opening deposit of $1,000.00 is required. Maximum opening deposit per CD is $250,000.00. Early withdrawal penalty may apply if you withdraw any principal from the CD before the maturity date. CD will automatically renew at maturity into a standard CD closest in length to the initial term (which may be shorter than the initial term) at the then current standard rate in effect at the time of renewal unless you instruct us otherwise. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Deposit Account Agreement and applicable Schedule of Fees for additional information. We reserve the right to cancel or modify this offer at any time. Rates are subject to change at any time and are not guaranteed until the CD is opened. Advertised rates are for accounts opened online through BankUnited only. Other rates may be in effect for accounts opened in person at a BankUnited branch, by mail or other remote means. Please contact a BankUnited representative at (877) 779-2265 for additional details. Offer is for consumer accounts only. Products and services offered may differ among geographic locations.
Additional terms and conditions apply. CD will automatically renew at maturity into a standard CD closest in length to the initial term (which may be shorter or longer than the initial term) at the then current standard rate in effect at the time of renewal unless you instruct us otherwise.
† To the maximum allowed by law. For more information about FDIC insurance coverage please visit www.fdic.gov.