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Commercial Banking Services Built for Growth

Power your business forward with tailored commercial banking services designed to meet complex financial needs.

At BankUnited, we support growing companies with strategic financial solutions, personalized service, and deep industry insight. From managing liquidity to securing commercial loans, our experienced bankers work alongside you to help optimize performance and uncover new opportunities. With a full suite of treasury management and commercial lending solutions, we help businesses operate with confidence and scale with precision.

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Commercial Lending Solutions


We offer a variety of financing options for large and medium-sized companies looking to get ahead. Learn how your business will benefit from modern banking that's personally delivered to your doorstep.

Commercial Lines of Credit

Flexible Credit for Everyday Business Needs

As part of our commercial banking services, our Commercial Line of Credit gives your business more control over operational and seasonal cash flow. You can access funds when needed for inventory purchases, accounts receivable timing gaps, other short-term cash flow needs, and more. We’ll help you identify the right commercial lending solutions and commercial loans to support your growth.
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Term Loans

Smart Financing for Major Investments

Looking to expand your offices, purchase new equipment, or acquire a business? Our Term Loans are designed to support those goals with practical commercial lending solutions for growing companies. Borrow what you need in one lump sum and repay it with flexible terms that align with your cash flow, making these commercial loans a smart fit for your business goals.

Benefits:
  • Competitive fixed or variable rates
  • Flexible terms based on the use of funds and collateral
  • Practical payment options designed to match your cash flow needs
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Owner Occupied Real Estate Loans

Own Your Office with Flexible Real Estate Financing

Thinking about buying your office space instead of leasing? There are many benefits to owning your own property. With our commercial real estate financing, you can purchase the office or building you’ve been planning for while supporting long-term business stability. A commercial real estate loan can help you take advantage of tax benefits, build equity, and create more room for your business to grow.

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Commercial Card Program

A Smarter Way to Manage Business Spending

BankUnited’s Commercial Card Program is designed to support your company’s priorities, from managing procurement and travel expenses more efficiently to increasing spend visibility and improving cash flow. As part of our broader commercial banking services and treasury management capabilities, this solution helps you build a commercial card program that fits your business needs and company culture.

Advantages of a Commercial Card:
  • Reduce transaction and processing costs
  • Streamline expense reporting
  • Improve cost controls and visibility into expenses
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Treasury Solutions

Strong treasury solutions help businesses maintain control over financial operations while improving efficiency. We provide tools and expertise that simplify cash management and enhance decision-making.


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Payment & Receivable Solutions

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Fraud Prevention & Security

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Reporting & Digital Banking Solutions

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Merchant & Payroll Services

Commercial Deposit Accounts

Commercial Checking Accounts

Commercial Analysis Checking Account

This account is ideal for larger businesses with complex banking needs. A BankUnited Commercial Analysis Checking Account supports efficient business banking for corporations by offering credits on qualifying balances, which can help reduce or offset monthly service fees. It’s a practical choice for companies seeking business accounts that support day-to-day operations and cash flow oversight.

  • $100 minimum opening deposit
  • $10 monthly maintenance fee
  • Earnings credit available to help offset monthly maintenance fees and other service charges
  • Detailed analysis statements to help keep track of your business banking (upon request)
  • Online treasury management tools to help manage your company’s payments, collections, reporting, and account balancing
CONTACT US TO OPEN AN ACCOUNT
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Business Savings Accounts

Business Money Market Account

If you’d like to earn a market-based interest rate while still maintaining flexible access to your cash, our Business Money Market Account can help your savings grow with a modest minimum balance requirement. This business savings account is designed to provide competitive rates and limited check-writing ability, helping you maximize earning potential while maintaining the liquidity you need to run your business.

  • Save more, earn more with tiered interest rates that reward higher balances
  • Low minimum average daily collected balance of $2,500
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Expertise That Works for Your Business

At BankUnited, we understand that no two businesses operate the same way. That is why we take a personalized approach to commercial banking for corporations, delivering solutions aligned to your goals and industry dynamics.

Our experienced bankers provide insight, responsiveness, and a commitment to building long-term relationships. From commercial loans to treasury management, we are dedicated to helping your business navigate challenges and seize opportunities.
Strength and Stability

Local Decision Making

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Relationship Approach

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Dedicated Team

Commercial Banking FAQs


Get answers to common questions about commercial banking services and how BankUnited supports your business goals.

Yes, our commercial clients benefit from a dedicated relationship manager who serves as a single point of contact and delivers personalized service and strategic insight.

Yes, we provide scalable solutions and dedicated relationship management to support businesses with multiple entities, locations, or sophisticated financial structures.

We offer advanced security tools such as Positive Pay, account monitoring, alerts, and dual controls to help protect your business from fraud and unauthorized transactions.

We partner with clients to provide strategic guidance, flexible financing, and scalable banking solutions that evolve alongside your business.

Our secure, robust digital banking platform, BankUnited TreasurySuite, allows you to manage accounts, initiate payments, make wire transfers, monitor transactions, and access reporting tools with ease and flexibility.

Yes, our experienced bankers bring deep industry knowledge and work closely with clients to deliver tailored financial strategies aligned with their business goals.

Our treasury management solutions provide tools such as ACH payments, wire transfers, liquidity management, receivables/payables solutions, and fraud prevention to help optimize cash flow and improve efficiency.

Our lending solutions include commercial real estate loans, construction financing, lines of credit, equipment financing, term loans, and other customized credit structures to support your business objectives.

We work with a wide range of middle-market and large businesses across various industries, offering customized financial solutions designed to support complex operational and growth needs.

BankUnited provides a full suite of commercial banking solutions, including lending, treasury management, commercial real estate financing, and deposit services tailored to meet the needs of growing and established businesses.

Let’s Talk About What We Can Do For You!


Tell us about your business goals and financial needs, and a BankUnited specialist will reach out with tailored recommendations. From business accounts to commercial real estate financing, we are here to help you move forward with confidence.

This is not a commitment to lend. Loans subject to credit and collateral approval. The information on this site is not advice on legal, tax, accounting, investing or other matters and you should always consult your own advisors before making any financial decisions. Additional terms and conditions may apply. Program terms and conditions are subject to change without notice. Products and services are subject to applicable laws and regulations and may be provided by a BankUnited affiliate or subsidiary.