minimum opening deposit
- $12 monthly maintenance fee - Avoid maintenance fee by maintaining average monthly balance of $1500 or more
- Up to 150 free transactions (deposits, deposited items, checks & debits) per statement cycle
- Business VISA® Debit Card
- Bank on the go with online & mobile banking
minimum opening deposit
- $20 monthly maintenance fee - Avoid monthly maintenance fee by maintaining average monthly balance of $5000 or more
- Up to 300 free transactions (deposits, deposited items, checks & debits) per statement cycle
- Business VISA® Debit Card
- Bank on the go with online & mobile banking
minimum opening deposit
- $20 monthly maintenance fee
- Earnings credit available to help offset monthly maintenance fees and other service charges
- Detailed analysis statements to help keep track of your business banking (upon request)
- Business VISA® Debit Card
- Online treasury management services to manage your company's payments, collections, reporting and account balancing
Checking Account Benefits
Regardless of your choice, all of our business checking accounts come with a range of standard benefits.
Online Bill Pay
Debit Card
eStatements
Online and Mobile Banking
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Primary Business Checking Account
- $100 minimum opening deposit
- $12 monthly maintenance fee:
- Maintain $1,500 average monthly balance in the account or
- Maintain $4,500 minimum daily balance in related business checking or savings account1
- First 150 transactions per month at no charge
- Over 150: $0.40 transaction fee
- Cash Processing Limits: Deposit/withdraw up to $10,000 in cash per month at no charge
- $1.50 fee per $1,000 over $10,000
- Complimentary Business Visa Debit Card4
- Complimentary Online & Mobile Banking5
Automatically waived for the first two statement cycles (new accounts only).
Ways to avoid monthly maintenance fee:
Business Express Checking Account
- $100 minimum opening deposit
- $20 monthly maintenance fee:
- Maintain $5,000 average monthly balance in the account or
- Maintain $10,000 minimum daily balance in related business checking or savings account1
- First 300 transactions per statement cycle at no charge
- Over 300: $0.40 transaction fee
- Cash Processing Limits: Deposit/withdraw up to $15,000 in cash per month at no charge
- $1.50 fee per $1,000 over $15,000
- Complimentary Business Visa Debit Card4
- Complimentary Online & Mobile Banking5
Automatically waived for the first two statement cycles (new accounts only).
Ways to avoid monthly maintenance fee:
Commercial Analysis Checking Account
- $100 minimum opening deposit
- $10 monthly maintenance fee:
- Transaction fee applies3
- Cash Processing Limits: Refer to applicable fee schedule
- Complimentary Business Visa Debit Card4
- Online & Mobile Banking: Fees apply to Online Treasury Management Access6
Earns Credit available to offset fees2
- Related account must be in the same name as your Primary Business or Business Express Checking Account.
- The monthly maintenance fee may be offset by the earnings credit calculations applied on an analyzed statement at end of month. The earnings credit shall be equal to (i) the average monthly collected balance multiplied by (ii) the then applicable earnings credit rate divided by the actual number of days in the applicable year multiplied by (iii) the actual number of days in the applicable cycle. The earnings credit will be used to offset maintenance fees, transaction fees and any other service charges that may be assessed to the account. If the earnings credit rate exceeds the total monthly fees, such excess will not be carried over or applied to fees incurred in subsequent months. If the earnings credit is less than the total monthly fees, the account may be charged for the amount of the difference. If the earnings credit is negative, the account may be charged the full amount of the fees.
- Transaction fees are attained for the following and will be priced accordingly at the time you elect the service.
- For each check and/or debit paid per statement cycle
- For each ACH Credit per statement cycle
- Per deposit credited per statement cycle
- Per item deposited per statement cycle
- You'll get a BankUnited Visa® Business Debit Card with no-fee transactions at BankUnited ATMs. A $2.50 fee will be charged for each transaction performed at a non-proprietary ATM that is not within the Allpoint Network. Fees charged by the ATM owner/operator may also apply.
- Requires enrollment.
- Pricing provided by our Treasury Management team. Pricing may be different at the time you elect the service. Please contact a Treasury Management Officer for additional information.
Please see our Deposit Account Agreement, Business Schedule of Fees and Funds Availability Disclosure for additional information.