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Small Business Lending Solutions Built Around You

Whether you’re expanding, upgrading equipment, or strengthening cash flow, our personalized small business lending solutions can help. Benefit from responsive service, competitive options, and a team committed to helping your business thrive.
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Access Capital To Help Run Your Business Smoothly

BankUnited offers business loans for small businesses that help companies manage everyday needs, invest in growth, and prepare for new opportunities.
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Lines of Credit

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Term Loans

real estate loans

Real Estate Loans

sba loans

SBA Financing

equipment financing

Business Equipment Financing

Commercial Card Program

Business Lines of Credit

Why Do You Need a Business Line of Credit?

For sudden expenses, cash flow needs and major purchases, a line of credit allows you quick, easy access to your available funds.

With our PRONTO Line of Credit®, you can enjoy financial flexibility to manage your cash flow and keep your business running smoothly. For companies comparing working capital loans or short-term financing options, a business line of credit can provide flexible access to funds when needs arise.

The PRONTO Line of Credit® is great for:
  • Expanding your business
  • Covering unexpected expenses
  • Supplementing cash flow
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BankUnited Term Loan

PRONTO Term Loans® for Small Business

Whether you're looking to manage day-to-day expenses or want to expand your business, a BankUnited Business Loan can help provide the financing you need.

With a BankUnited Term Loan, you'll get term loans for small business needs, including:
  • Flexible terms from 1 to 5 years
  • One-time disbursement of funds, provided at closing
  • Fixed monthly payments, amortized over the life of the loan

Need a quick loan under $250,000?

Take advantage of PRONTO Term Loan®!


Need a loan over $250,000?

We will tailor a solution for your specific needs!

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Small Business Administration (SBA) Loans

As an SBA Preferred Lender, we offer flexible SBA financing with options for up to 100% funding. Government-backed SBA loans allow for lower down payments, longer terms, reduced collateral requirements, and competitive fixed or variable rates. Our experienced SBA bankers will guide you to the loan that fits your business needs.

For eligible businesses, SBA financing can support a range of needs, including business acquisition, expansion, equipment purchases, working capital, and startup business loans.

  • Fixed or variable rates
  • No origination fees on some loans
  • Short or long terms
  • Flexible use of proceeds to help maximize business performance
Compare SBA Loans
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Real Estate Loans

Purchase Real Estate Loans For Your Business

It's easier than you might think. A BankUnited Owner-Occupied Commercial Real Estate Loan gives you financial flexibility along with:

  • Flexible repayment plans that fit your needs
  • Guidance from knowledgeable bankers. Tap into industry insight across categories such as storefronts and shopping centers, warehouses, medical facilities, and more.
  • Variety of loan terms—choose from a variety of loan terms to fit the needs of your business
Business Equipment Financing

Equipment Financing For Small Business Needs

To do your job right, you need the right equipment. With BankUnited equipment financing for small business, you can buy just what you need for your business, when you need it.

We’ll work one-on-one with you to find a credit option that fits best for you and your business.

  • Save working capital
  • Flexible payment options
  • Quick credit decision
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Commercial Card Program

Efficient Spending for Growing Businesses

BankUnited’s Commercial Card Program can be tailored to support your company’s specific priorities and goals, from managing procurement and travel expenses more efficiently to increasing spend visibility or improving cash flow. Build a commercial card program that fits both your business needs and company culture.

Advantages of a Commercial Card:
  • Reduce transaction and processing costs
  • Streamline expense reporting
  • Improve cost controls and visibility into expenses
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Our Competitive Advantage

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Personal Approach

Robust Business Solutions

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Local Decision Making

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Experienced Bankers


Whether you're just starting out or your business is thriving, you need a bank that understands your vision and will help you achieve it. Through our quick local decision making and concierge-style approach to service, our dedicated team of experienced bankers will customize solutions tailored specifically for your business.

At BankUnited, you don't just apply for a loan, you start a relationship with a team that can help identify the right small business lending solutions for your goals.

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Ready to Find the Right Business Loan?

Your business needs financing that fits the way you operate today and where you want to go next. Whether you’re comparing flexible business loans, looking for working capital, planning an equipment purchase, or exploring SBA financing, BankUnited can help you review your options and choose a lending solution aligned with your goals.

Connect with a BankUnited banker to discuss your financing needs and find the right small business lending solution for your next step.
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Small Business Lending FAQs


BankUnited offers small business lending solutions designed to support a range of financing needs, including business lines of credit, term loans for small business, SBA loans, owner-occupied commercial real estate loans, equipment financing, and commercial card programs. These options can help small businesses manage cash flow, fund expansion, purchase equipment, or prepare for new opportunities.

Yes. BankUnited’s PRONTO Line of Credit and Term Loan® solutions can help businesses access working capital loans or flexible credit options for cash flow needs, unexpected expenses, inventory purchases, and day-to-day operations. A line of credit may be especially useful when your business needs access to funds over time rather than one lump-sum loan.

Yes. BankUnited offers term loans for small businesses through its PRONTO Term Loan® solution. A term loan can provide a one-time disbursement of funds with fixed monthly payments, making it a practical option for businesses that want predictable repayment terms for planned expenses, expansion, or operational needs.

Yes. BankUnited offers equipment financing for small businesses to help companies purchase the equipment they need while preserving working capital. This type of financing can be useful for businesses replacing outdated equipment, expanding capacity, or investing in tools that support long-term growth.

All loans are subject to credit approval, underwriting requirements, and, where applicable, collateral and property approval. Eligibility requirements, terms, conditions, restrictions, and fees may apply. Not all applicants will qualify. Program availability may vary by state and product. Rates and terms are subject to change without notice. SBA financing is subject to SBA eligibility requirements. This advertisement is not a commitment to lend. All loans are offered by BankUnited, N.A.