Smart Savings Made Simple
No Monthly Maintenance Fee
Minimum Opening Deposit
No Monthly Balance Requirements
Flexible Access with No Transaction Limitations*
FDIC-insured**
Simple Online Application
Start Your Application
Fund Your Account
Watch Your Money Grow
Stay Connected with
On-The-Go Banking
Manage your account anytime from the BankUnited mobile app.
- Track your earnings
- Transfer funds
- Pay bills
- Deposit checks
- And much more...
Save with Confidence - Knowing your Funds are FDIC-Insured
Coverage is automatic
FDIC deposit insurance is up to $250,000 per depositor, per insured bank, per deposit ownership category**
Strong and Secure
We’ve got your back
You’ve worked hard for your money, so naturally you want to protect it. That’s why we have strict security measures to help reduce fraud risk and prevent unauthorized transactions.
Visit Fraud Insights
1Annual Percentage Yield (APY) is accurate as of May 20, 2025. This Account earns interest at a variable rate and may change at any time at our discretion without notice or limit. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Depositor's Agreement and applicable Schedule of Fees for additional information. $15.00 early closeout fee will be assessed if your High Yield Savings Account is closed within 180 days of the account opening date.
Additional Terms: For your security, your High Yield Savings Account will not be considered open until you have completed the verification of the external funding account you designated during the application process and we have completed the process of verifying your identity. This means that until these steps are completed, you will not be allowed to make any deposits (other than the initial funding deposit) or any withdrawals or transfers from your High Yield Savings Account.
* BankUnited does not limit the number of withdrawals and transfer transactions that may be processed on your savings or money market account. An unlimited number of transactions can be processed on any BankUnited savings or money market account. Please refer to your Depositor’s Agreement for additional details.
**The standard deposit insurance coverage limit is $250,000 per depositor, per FDIC-insured bank, per ownership category. For more information about FDIC insurance coverage please visit www.fdic.gov.