Instant Payments
Receive Money in Real-Time
Say goodbye to waiting hours or days for deposits to clear. With our real-time payment system, you’ll gain access to your cash within seconds1.
Why Choose Faster Payments?
Speed
Receive your payments instantly, no more delays.
24/7 Availability
Transactions are processed at any time, day or night.
Transparency
Track and confirm payments in real-time.
Security
Safeguard your transactions with advanced protection.
What’s the Difference Between TCH RTP® and FedNow®?
Both TCH RTP® and FedNow® enable instant money transfers, but they are operated by different organizations. TCH RTP® is managed by The Clearing House, while FedNow® is operated by the Federal Reserve. Both networks allow for seamless transfers of funds between individuals and businesses.
RTP® is a registered service mark of The Clearing House Payments Company L.L.C.
Transmission of funds through The Clearing House and FedNow are only available between accounts located in the United States. This applies if you are sending or receiving a payment on behalf of another person. All persons who send, receive, or benefit from The Clearing House or FedNow transactions must also reside in the United States.
1Instant payments generally occur within seconds, but certain circumstances could result in a delay or prevent a real-time payment transaction from being completed. Real-time payments may not be available with all accounts. Other limitations may apply.
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