Why Choose Our Promotional Money Market Account?
Earn More from Day One
Start with a strong introductory rate designed to help you earn more with this high-yield money market account.
Designed for Flexibility
Built for Everyday Banking
Trusted and Secure
Features at a Glance
- Promotional 3.00% APY* for the first 3 months
- No long-term commitment
- Flexible access to funds with unlimited transactions
- $2,500 minimum opening deposit
- Access to online and mobile banking
- Monthly maintenance fee waived when you maintain a minimum daily balance
Start Growing Your Savings in 3 Easy Steps
Open Your Account
Apply online in minutes using our secure application to open your online money market account.
Fund Your Account
Move your money via electronic transfer or mobile deposit to begin earning interest.
Watch It Grow
Enjoy your promotional 3.00% APY* for 3 months and see how much further your savings can go with this high-yield money market solution.
Digital Banking at Your Fingertips
Enjoy the convenience of banking on your terms—whenever you want, anytime you want with our innovative and best-in-class mobile banking app.
Mobile Deposit
Automate Your Bills
Transfer Funds
Account Alerts
Budgeting and Planning
Send Money to Friends & Family
Download Our App Today
Whether you need to check a balance, pay a bill, stop a payment, or pay a friend, the BankUnited mobile banking app is just a tap away.
We're Here to Help You
Have a question about our products or services? We’ve got multiple ways you can get in touch with a Client Care Center representative.
Frequently Asked Questions
At this time, you may withdraw funds from your BankUnited Money Market account as many times as you would like.
Deposits to your Money Market Account can be made in the following ways:
- Wire transfer (fees may apply)
- Online Transfers and Direct Deposit
- Mobile Deposit (must have BankUnited mobile banking app in order to make mobile deposits)
To download the BankUnited mobile banking app, please click below:
Apple Store: 
Google Play: 
You can transfer funds from another bank electronically. If you are setting up a transfer to or from an account that has not yet been verified, you must go through the micro-deposit verification process. This process uses test deposits to confirm account linking. You will need your account number and the routing number of your external bank to complete the verification process.
*Annual Percentage Yield (APY) is accurate as of 1/12/2026. Promotional APY of 3.00% applies for the first three (3) months following account opening. After the promotional period, the account will convert to the Bank's standard Money Market account and earn the then-current variable APY, which may change at any time at the Bank's discretion
†This promotional Money Market Account is available to new clients who have never held an account with BankUnited, N.A., or to existing clients who deposit new funds not currently on deposit with us