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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Grow Your Savings to New Heights

Give your savings a boost with this limited-time promotional rate. Designed for savers who want flexibility and strong returns, our Money Market Account helps you reach your goals faster.

 
PROMOTIONAL MONEY MARKET ACCOUNT†
 
3.00% APY*
Guaranteed for 3 months
 
ON ALL BALANCES
 

$2,500 minimum deposit

If you're an existing customer, please log into online banking for a faster, prefilled application experience. Login to Online Banking
 
OPEN AN ACCOUNT

Why Choose Our Promotional Money Market Account?

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High Promotional APY

Earn 3.00% APY* — guaranteed for the first 3 months — so your money works harder right away.
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Flexible Access to Your Funds

Unlike long-term investments, you can access your money when you need it — with convenient transfers and withdrawals.
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Safe & Secure

Your deposits are FDIC insured up to applicable limits, giving you peace of mind while your money grows.
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Easy Account Management

Bank on your terms with online and mobile banking — manage funds, transfer money, and check your earnings anytime.
Promotional Money Market Account

Features at a Glance

  • Promotional 3.00% APY* for the first 3 months
  • No long-term commitment
  • Flexible access to funds with unlimited transactions
  • $2,500 minimum opening deposit
  • Access to online and mobile banking
  • Monthly  maintenance fee waived when you maintain a minimum daily balance
OPEN AN ACCOUNT
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Start Growing Your Savings in 3 Easy Steps

Open an Account

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Open Your Account

Apply online in minutes with our secure application.
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Fund Your Account

Move your money via electronic transfer or mobile deposit.
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Watch It Grow

Enjoy your promotional 3.00% APY* for 3 months — and see how much further your savings can go.

Digital Banking at Your Fingertips

Enjoy the convenience of banking on your terms—whenever you want, anytime you want with our innovative and best-in-class mobile banking app.

Mobile Deposit

Automate Your Bills

Transfer Funds

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Account Alerts

Budgeting and Planning

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Send Money to Friends & Family

Download Our App Today

Whether you need to check a balance, pay a bill, stop a payment, or pay a friend, the BankUnited mobile banking app is just a tap away.

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We're Here to Help You

Have a question about our products or services? We’ve got multiple ways you can get in touch with a Client Care Center representative.

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CALL US

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8 AM – 8 PM EDT

Saturday
9 AM – 2 PM EDT

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LOCATE A BRANCH

Stop by a BankUnited branch and speak with a banker.

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Have an inquiry or general request?

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Frequently Asked Questions

At this time, you may withdraw funds from your BankUnited Money Market account as many times as you would like. 

Setting up direct deposit into your BankUnited Money Market Account is easy. All you will need is your employer’s direct deposit form, our ABA routing number (267090594) and your BankUnited Money Market account number.

Deposits to your Money Market Account can be made in the following ways:

  • Wire transfer (fees may apply)
  • Online Transfers and Direct Deposit
  • Mobile Deposit (must have BankUnited mobile banking app in order to make mobile deposits)

To download the BankUnited mobile banking app, please click below:

Apple Store:   

Google Play:  

You can transfer funds from another bank electronically. If you are setting up a transfer to or from an account that has not yet been verified, you must go through the micro-deposit verification process. This process uses test deposits to confirm account linking. You will need your account number and the routing number of your external bank to complete the verification process.

 

*Annual Percentage Yield (APY) is accurate as of 1/12/2026. Promotional APY of 3.00% applies for the first three (3) months following account opening. After the promotional period, the account will convert to the Bank's standard Money Market account and earn the then-current variable APY, which may change at any time at the Bank's discretion


†This promotional Money Market Account is available to new clients who have never held an account with BankUnited, N.A., or to existing clients who deposit new funds not currently on deposit with us