Personal Banking Services for Everyday Financial Needs
Personal Banking Solutions
BankUnited delivers personalized financial solutions that combine flexibility, accessibility, and expert support. From everyday banking to long-term savings strategies, our offerings are built to grow with you. Discover how our personal banking services can help you manage, save, and plan with confidence.
Your Banking Essentials
Checking Accounts That Keep You Moving
Our checking accounts are designed to simplify your financial routine while offering valuable features that go beyond the basics. Whether you prefer a straightforward account or one with added rewards, you'll find options that support your goals. Enjoy
convenient access through online banking and our mobile banking app, along with tools that help you stay on top of your spending. With reliable service and flexible features, managing your money becomes second nature
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Reach More With Savings
High-Yield Savings for Long-Term Growth
Make your money work smarter with savings options that reward you for building your balance. We offer high-yield savings account choices designed to help you grow your funds over time while maintaining access when you need it. Whether you're saving for
short-term goals or building a financial cushion, our accounts provide both security and growth potential. It's a simple way to take your savings further.
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Savings With Staying Power
Certificates of Deposit and Money Market Accounts
Plan for the future with secure savings solutions like CDs and money market accounts. These accounts offer predictable growth and are ideal for long-term financial planning.
- Competitive interest rates
- Flexible term options
- Reliable long-term growth
Banking Built For Convenience
Digital Banking Tools
Take control of your finances wherever you are with our digital tools. From opening an online bank account to managing transactions, everything is designed for ease and security.
- 24/7 account access
- Zelle®
- Secure online banking platform
- Easy bill pay options
Benefits of Checking Accounts
Our checking accounts are built to simplify daily banking while offering flexibility and convenience. Enjoy features that make managing your finances easier at every step.
Send money with Zelle®
Online Bill Pay
Mobile Check Deposit
FDIC Insured
Personal Banking Account Options
Personal Banking Expertise That Works for You
We believe personal banking should feel personal. That’s why we focus on building relationships, understanding your goals, and delivering solutions that fit your life. Our experienced team is here to provide guidance, answer questions, and help you navigate everything from everyday banking to long-term planning.
Local Decision Making
Relationship Approach
Dedicated Team
Personal Banking FAQs
Find answers to common questions about personal banking services, accounts, and lending options at BankUnited.
Our customer support team and local branch representatives are available to assist you with any questions or banking needs.
We use advanced security measures, including encryption, fraud monitoring, alerts, and multi-factor authentication to help keep your accounts safe.
With mobile deposit, you can quickly and securely deposit checks using your smartphone through our mobile banking app.
Yes, you can access your funds through a network of ATMs, including the AllPoint network of ATMs. Some accounts may offer fee reimbursements for out-of-network ATM usage.
Minimum balance requirements vary by account type. We offer options to suit different financial needs and preferences.
Yes, our digital banking platform allows you to check balances, transfer funds, pay bills, deposit checks, and manage your accounts securely from your computer or mobile device.
You can open an account online or at a local BankUnited branch. Typically, you’ll need a valid government-issued ID, Social Security number, and basic personal information.
We offer a variety of personal checking, savings, and money market accounts designed to fit your everyday banking needs and long-term financial goals.
We're Here to Help You
Have a question about our products or services? We’ve got multiple ways you can get in touch with a Client Care Center representative.
Featured Insights
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3 Reasons You Shouldn't Do This Task Yourself
Sep 11, 2024, 09:48 AM
Title :
3 Reasons You Shouldn't Do This Task Yourself
Bank united author :
Maurie Backman from The Motley Fool
Featured :
No
Display order :
7
Check out 3 reasons why you shouldn't handle your small business accounting.
It can take several years (or longer) for a new business to turn profitable. So, if you recently opened a small business, you may be inclined to do what you can to cut costs. That could mean taking on as many tasks as possible to avoid having to outsource them or bring in professionals.
One task you may feel equipped to handle is accounting. With the right accounting software to guide you along, you may have confidence in your ability to manage your company's books without having to hire someone with an accounting background to do it for you.
And let's be honest -- it's good to have a pulse on your company's finances. So, there can be a benefit to handling your small business accounting yourself.
But it's also important to recognize the drawbacks you might encounter if you do your own business accounting. Here are three reasons you may want to assign that task to someone else.
1. You risk making mistakes without the proper skills
If you don't have experience in accounting and you've never been trained in that area, then handling your own books could result in several problematic mistakes on your part. These could include:
- Failing to run payroll on time and forcing your entire staff to miss bills as they wait for their paychecks to hit their bank accounts
- Failing to pay credit card bills on time and getting hit with late fees and other penalties
- Failing to comply with tax rules and being fined as a result
- Overpaying or underpaying employees (such as in the context of bonuses, commissions, or overtime) and having to reconcile the numbers after the fact
Hiring someone to do your small business accounting could mean avoiding these and other blunders that could prove to be a real headache.
2. It can be extremely time-consuming
Small business accounting usually isn't a 10-minute task each week. Rather, it can be a full-time job by itself.
You know what else is a full-time job? Running a business. So, if you take on the job of accounting, you may be adding stress to your plate that you don't need.
A recent survey found that many small business owners today are suffering from stress, anxiety, and burnout. Why pile onto that by forcing yourself to tackle another tough task?
3. It could take you away from other tasks that only you, as the business owner, are equipped to handle
When you own a business, there are certain tasks that will inevitably fall on you, and only you. You may, for example, have to review every contract that comes in and negotiate every vendor agreement.
The more time you spend doing accounting work, the less time you might have for the most important tasks on your plate. While your goal in doing your own bookkeeping may be to save money, if taking on that work means missing out on other money-making opportunities, then you're not really doing your business any favors.
It's important to recognize that small business owners can't do it all. And accounting is one job you may want to assign to someone else -- someone with the skill set needed to avoid mistakes and the capacity to dedicate enough time to the task at hand.
This article was written by Maurie Backman from The Motley Fool and was legally licensed through the DiveMarketplace by Industry Dive. Please direct all licensing questions to legal@industrydive.com.
topic :
- Small Business
media :
- Article
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