Personal Banking Services for Everyday Financial Needs
Personal Banking Solutions
BankUnited delivers personalized financial solutions that combine flexibility, accessibility, and expert support. From everyday banking to long-term savings strategies, our offerings are built to grow with you. Discover how our personal banking services can help you manage, save, and plan with confidence.
Your Banking Essentials
Checking Accounts That Keep You Moving
Our checking accounts are designed to simplify your financial routine while offering valuable features that go beyond the basics. Whether you prefer a straightforward account or one with added rewards, you'll find options that support your goals. Enjoy
convenient access through online banking and our mobile banking app, along with tools that help you stay on top of your spending. With reliable service and flexible features, managing your money becomes second nature
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Reach More With Savings
High-Yield Savings for Long-Term Growth
Make your money work smarter with savings options that reward you for building your balance. We offer high-yield savings account choices designed to help you grow your funds over time while maintaining access when you need it. Whether you're saving for
short-term goals or building a financial cushion, our accounts provide both security and growth potential. It's a simple way to take your savings further.
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Savings With Staying Power
Certificates of Deposit and Money Market Accounts
Plan for the future with secure savings solutions like CDs and money market accounts. These accounts offer predictable growth and are ideal for long-term financial planning.
- Competitive interest rates
- Flexible term options
- Reliable long-term growth
Banking Built For Convenience
Digital Banking Tools
Take control of your finances wherever you are with our digital tools. From opening an online bank account to managing transactions, everything is designed for ease and security.
- 24/7 account access
- Zelle®
- Secure online banking platform
- Easy bill pay options
Benefits of Checking Accounts
Our checking accounts are built to simplify daily banking while offering flexibility and convenience. Enjoy features that make managing your finances easier at every step.
Send money with Zelle®
Online Bill Pay
Mobile Check Deposit
FDIC Insured
Personal Banking Account Options
Personal Banking Expertise That Works for You
We believe personal banking should feel personal. That’s why we focus on building relationships, understanding your goals, and delivering solutions that fit your life. Our experienced team is here to provide guidance, answer questions, and help you navigate everything from everyday banking to long-term planning.
Local Decision Making
Relationship Approach
Dedicated Team
Personal Banking FAQs
Find answers to common questions about personal banking services, accounts, and lending options at BankUnited.
Our customer support team and local branch representatives are available to assist you with any questions or banking needs.
We use advanced security measures, including encryption, fraud monitoring, alerts, and multi-factor authentication to help keep your accounts safe.
With mobile deposit, you can quickly and securely deposit checks using your smartphone through our mobile banking app.
Yes, you can access your funds through a network of ATMs, including the AllPoint network of ATMs. Some accounts may offer fee reimbursements for out-of-network ATM usage.
Minimum balance requirements vary by account type. We offer options to suit different financial needs and preferences.
Yes, our digital banking platform allows you to check balances, transfer funds, pay bills, deposit checks, and manage your accounts securely from your computer or mobile device.
You can open an account online or at a local BankUnited branch. Typically, you’ll need a valid government-issued ID, Social Security number, and basic personal information.
We offer a variety of personal checking, savings, and money market accounts designed to fit your everyday banking needs and long-term financial goals.
We're Here to Help You
Have a question about our products or services? We’ve got multiple ways you can get in touch with a Client Care Center representative.
Featured Insights
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Common IRS Tax Scams & How to Protect Yourself
Feb 8, 2024, 11:24 AM
Title :
Common IRS Tax Scams & How to Protect Yourself
Bank united author :
eFraud Prevention
Featured :
No
Display order :
Learn about common IRS Tax Scams to protect you and your business.
Tax season can be a busy time of the year. And scammers may try to take advantage of the stressors that can come with filing taxes. But knowing about common tax schemes can help you identify them—and make it easier to avoid becoming a victim.
Here’s what you need to know about common IRS scams and how to stay safe.
IRS Impersonation Scams
Stay alert to scams that use the IRS as a lure. Tax scams can happen any time of year, not just at tax time. For more information visit Tax Scams and Consumer Alerts on IRS.gov. Please visit https://www.irs.gov/uac/tax-scams-consumer-alerts
IRS Phone Scams:
- Con artists make unsolicited calls claiming to be IRS officials. They demand that the victim pay a bogus tax bill. They convince the victim to send cash, usually through a wire transfer or a prepaid debit card or a gift card. They may also leave “urgent” callback requests through phone “robo-calls,” or send a phishing email.
- Many phone scams use threats to intimidate and bully a victim into paying. They may even threaten to arrest, deport or revoke the driver’s license of their victim if they don’t get the money.
- Scammers often alter caller ID numbers to make it look like the IRS or another agency is calling. The callers use IRS employee titles and fake badge numbers to appear legitimate. They may use the victim’s name, address, and other personal information to make the call sound official.
- Aggressive and threatening phone calls by criminals impersonating IRS agents remain a major threat to taxpayers, but variations of the IRS impersonation scam continue year-round and they tend to peak when scammers find prime opportunities to strike.
Debt Collection Scams:
Here’s what to know if contacted about delinquent taxes by an IRS private collector:
- Private collectors for the IRS cannot accept direct payments - all payments should be made to the U.S. Treasury. The agency will not require specific types of payments such as wire transfers or prepaid debit cards. Scammers prefer these methods because they are hard to trace and can be redeemed anywhere in the world.
- Unless the IRS has an incorrect address, both the agency and its private collectors should first make contact by mailed letter.
- Those who owe tax debt but cannot pay in full will be offered an installment plan for up to five years.
- The same rules for other collectors apply. No calls before 8 a.m. or after 9 p.m. You must be sent a written "validation notice" telling you how much money you owe within five days after first contact. No harassing, abusive, or threatening language is allowed.
- Certain tax bills (and therefore phone calls) cannot be handled by private collectors for the IRS: those for taxpayers who are deceased, under age 18, in a designated combat zone, or a victim of identity theft. Debtors currently in audit, litigation, or criminal investigation are also off-limits to third-party hired guns.
To learn about more about IRS Impersonation Scams, read the full article here.
topic :
- Fraud Prevention
media :
- Article
- Certain devices are eligible for enrollment in Face ID® or fingerprint sign-in. If eligible, you will have the option to enroll by following the prompts within the mobile banking app. If you store multiple fingerprints on your device including those of additional persons, those persons will also be able to access your mobile banking app via fingerprint, when fingerprint sign-in is enabled. Data connection required. Wireless carrier fees may apply.
- Apple, the Apple logo, iPhone, iPad, and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Pay and Android is a trademark of Google Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd.
- There is no charge from BankUnited, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations.
- Mobile Check Deposit is subject to deposit limits. Deposit limits may change at any time. Other restrictions apply. See Digital Banking Terms & Conditions for limitations, terms, conditions and details. Message and data rates may apply.
- Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written.