Personal Banking Services for Everyday Financial Needs
Personal Banking Solutions
BankUnited delivers personalized financial solutions that combine flexibility, accessibility, and expert support. From everyday banking to long-term savings strategies, our offerings are built to grow with you. Discover how our personal banking services can help you manage, save, and plan with confidence.
Your Banking Essentials
Checking Accounts That Keep You Moving
Our checking accounts are designed to simplify your financial routine while offering valuable features that go beyond the basics. Whether you prefer a straightforward account or one with added rewards, you'll find options that support your goals. Enjoy
convenient access through online banking and our mobile banking app, along with tools that help you stay on top of your spending. With reliable service and flexible features, managing your money becomes second nature
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Reach More With Savings
High-Yield Savings for Long-Term Growth
Make your money work smarter with savings options that reward you for building your balance. We offer high-yield savings account choices designed to help you grow your funds over time while maintaining access when you need it. Whether you're saving for
short-term goals or building a financial cushion, our accounts provide both security and growth potential. It's a simple way to take your savings further.
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Savings With Staying Power
Certificates of Deposit and Money Market Accounts
Plan for the future with secure savings solutions like CDs and money market accounts. These accounts offer predictable growth and are ideal for long-term financial planning.
- Competitive interest rates
- Flexible term options
- Reliable long-term growth
Banking Built For Convenience
Digital Banking Tools
Take control of your finances wherever you are with our digital tools. From opening an online bank account to managing transactions, everything is designed for ease and security.
- 24/7 account access
- Zelle®
- Secure online banking platform
- Easy bill pay options
Benefits of Checking Accounts
Our checking accounts are built to simplify daily banking while offering flexibility and convenience. Enjoy features that make managing your finances easier at every step.
Send money with Zelle®
Online Bill Pay
Mobile Check Deposit
FDIC Insured
Personal Banking Account Options
Personal Banking Expertise That Works for You
We believe personal banking should feel personal. That’s why we focus on building relationships, understanding your goals, and delivering solutions that fit your life. Our experienced team is here to provide guidance, answer questions, and help you navigate everything from everyday banking to long-term planning.
Local Decision Making
Relationship Approach
Dedicated Team
Personal Banking FAQs
Find answers to common questions about personal banking services, accounts, and lending options at BankUnited.
Our customer support team and local branch representatives are available to assist you with any questions or banking needs.
We use advanced security measures, including encryption, fraud monitoring, alerts, and multi-factor authentication to help keep your accounts safe.
With mobile deposit, you can quickly and securely deposit checks using your smartphone through our mobile banking app.
Yes, you can access your funds through a network of ATMs, including the AllPoint network of ATMs. Some accounts may offer fee reimbursements for out-of-network ATM usage.
Minimum balance requirements vary by account type. We offer options to suit different financial needs and preferences.
Yes, our digital banking platform allows you to check balances, transfer funds, pay bills, deposit checks, and manage your accounts securely from your computer or mobile device.
You can open an account online or at a local BankUnited branch. Typically, you’ll need a valid government-issued ID, Social Security number, and basic personal information.
We offer a variety of personal checking, savings, and money market accounts designed to fit your everyday banking needs and long-term financial goals.
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Have a question about our products or services? We’ve got multiple ways you can get in touch with a Client Care Center representative.
Featured Insights
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How to Recognize and Prevent Elder Financial Abuse
Feb 22, 2024, 09:47 AM
Title :
How to Recognize and Prevent Elder Financial Abuse
Bank united author :
eFraud Prevention
Featured :
No
Display order :
Learn how to protect yourself and your loved ones from elder scams.
Financial scams of all kinds are on the rise, but that’s especially the case for ones impacting older individuals. More than 3.5 million older adults are victims of elder financial fraud every year, resulting in billions of dollars in losses.
Protecting yourself or your loved ones from elder scams is possible. By staying informed and taking measures to safeguard financial accounts, you could help prevent an older adult from facing financial fraud.
What is Elder Financial Abuse?
The United States Consumer Financial Protection Bureau (CFPB) defines financial abuse as occurring “when someone takes or misuses another person’s money or property for the benefit of someone other than that person.”
Elder financial abuse applies specifically to elderly victims. Perpetrators exploit the vulnerabilities of the elderly, such as their frequent reliance on others to help manage their financial affairs, for financial gain. This abuse can take many forms and often involves someone the victim believes they can trust.
Types of Elder Financial Exploitation
Elder financial exploitation typically take two forms: elder theft and elder scams.
Elder theft generally involves the theft of money or other assets by someone an elderly individual trusts, such as a family member or a caregiver. These thieves abuse their positions of trust and use tactics like coercion, deception and intimidation to achieve their desired results.
Elder scams are generally executed by strangers, often from outside the United States. These fraudsters may call the elderly victim or contact them online, either through email or social media, and seek payment for a variety of reasons.
- Romance scams: A scammer pretends to be a prospective romantic partner and asks the victim for money.
- Tech support scams: A scammer poses as a tech support specialist and requests login credentials to financial accounts.
- Grandparent scams: A scammer poses as the victim’s grandchild and suggests they urgently need money to deal with an emergency.
- Lottery/sweepstakes scams: A scammer deceptively claims the victim has won a prize and must pay money to claim it.
Ways to Help Prevent Elder Financial Abuse
- When a person is still mentally sharp, help him or her make a plan that designates power of attorney and health care directives.
- Initiate a conversation about scams and the common ways older consumers are targeted. Ask your loved one to contact you if they receive any phone calls or emails that just don’t seem right.
- Develop a relationship with your parent’s caregiver. They may be less likely to financially exploit someone because they know you’re paying attention.
- Become a "trusted contact" to monitor bank account and brokerage activity.
- Track financial activity and notify an advocate of unusual withdrawals or spending.
- Set up direct deposit for checks so others don’t have to cash them.
- Do not sign any documents that you don’t understand.
- Encourage seniors to get details in writing before making any financial transaction. Then, have them share that information with you or another trusted adviser before taking any action.
- If your loved one uses a computer, make sure their software and security systems are up to date. The patches distributed by software vendors often close known vulnerabilities that cybercriminals may try to exploit.
- Consider purchasing comprehensive identity protection for seniors in your life that includes credit monitoring, continuous dark web monitoring for exposed credentials, advanced fraud monitoring, smart alerts and top-rated resolution services.
topic :
- Fraud Prevention
media :
- Article
- Certain devices are eligible for enrollment in Face ID® or fingerprint sign-in. If eligible, you will have the option to enroll by following the prompts within the mobile banking app. If you store multiple fingerprints on your device including those of additional persons, those persons will also be able to access your mobile banking app via fingerprint, when fingerprint sign-in is enabled. Data connection required. Wireless carrier fees may apply.
- Apple, the Apple logo, iPhone, iPad, and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Pay and Android is a trademark of Google Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd.
- There is no charge from BankUnited, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations.
- Mobile Check Deposit is subject to deposit limits. Deposit limits may change at any time. Other restrictions apply. See Digital Banking Terms & Conditions for limitations, terms, conditions and details. Message and data rates may apply.
- Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written.