Features at a Glance
This money market savings account combines competitive earning potential with everyday flexibility.
Promotional 3.00% APY* for the First 3 Months
No Long-Term Commitment
Flexible Access to Funds
$2,500 Minimum Opening Deposit
Access to Online and Mobile Banking
Monthly Maintenance Fee Waived When the Required Minimum Daily Balance is Maintained
Why Choose Our Promotional Money Market Account?
Earn More from Day One
Start with a strong introductory rate designed to help you earn more with this high yield money market account.
Designed for Flexibility
Built for Everyday Banking
Trusted and Secure
Start Growing Your Savings in 3 Easy Steps
Open Your Account
Apply online in minutes using our secure application to open your online money market account.
Fund Your Account
Move your money via electronic transfer or mobile deposit to begin earning interest.
Watch It Grow
Enjoy your promotional 3.00% APY* for 3 months and see how much further your savings can go with this high yield money market solution.
How Promotional Money Market Accounts Work
The promotional rate structure follows a clear timeline:
- The 3.00% APY* applies for the first 3 months from account opening.
- After the promotional period, your rate transitions to the applicable variable money market account rate and may change at anytime.*
What is a Money Market Account?
A money market savings account is a deposit account that earns interest based on your balance while offering more flexibility than many traditional savings options.
Interest is compounded according to account disclosures, and deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits.
If you are exploring additional ways to manage your savings, you may also want to review:
Benefits of a High Yield Money Market Account
Potential ATM Access or Debit Card Access Depending on Account Features
Maintain Liquidity Without Long-Term Commitments
Designed for Customers Seeking a Higher Interest Rate with Flexible Access
Earn Competitive Money Market Account Rates
A money market account can also complement everyday banking. For example, you may choose to pair it with a rewards checking account for spending while keeping savings separate.
Money Market Account vs. Savings Account
| Money Market Account | Savings Account |
| May offer competitive money market account rates | Typically offers a standard interest rate |
| May include ATM access or debit card access (if applicable) | Usually limited transactional access |
| Designed to combine interest earnings with flexible access | Designed for general savings needs |
When researching top money market accounts, many customers prioritize higher APY potential, flexible access, and the ability to continue earning interest while maintaining liquidity.
To explore more options, visit our Savings, Money Market, and CD Accounts page.
Frequently Asked Questions
Is this account FDIC insured?
Yes. Deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits.
We're Here to Help You
Have a question about our products or services? We’ve got multiple ways you can get in touch with a Client Care Center representative.
*Annual Percentage Yield (APY) is accurate as of 3/24/2026. Promotional APY of 3.00% applies for the first three (3) months following account opening. After the promotional period, the account will convert to the Bank's standard Money Market account and earn the then-current variable APY, which may change at any time at the Bank's discretion
†This promotional Money Market Account is available to new clients who have never held an account with BankUnited, N.A., or to existing clients who deposit new funds not currently on deposit with us