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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Make your money work for you

If you’re looking for flexibility while still earning interest at market-based rates, we offer a variety of savings accounts that offer the best of both.

Explore Savings Accounts

Save on your terms with one of our flexible savings accounts



Reach your financial goals with ease. Our savings accounts are designed to help you grow your money while keeping it accessible when you need it most.



$50

minimum opening deposit

  • Earns interest*
  • No monthly maintenance fee by maintaining average daily balance of $300 or more
  • ATM Card
  • Bank on the go with online & mobile banking
 

Start saving with confidence to help you reach your
financial goals.


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$10

minimum opening deposit

  • Earns interest*
  • No monthly maintenance fee until child reaches
    18 years of age
  • Bank on the go with online & mobile banking
 

Start building smart money habits early.


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Save for the Future

Online Money Market Account


Take your savings to the next level with the Online Money Market account.


From building emergency savings to long-term planning, you'll be able to confidently achieve your financial goals.

Open An Account
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6-Month CD
3.65%APY1
$1,000 minimum deposit

If you're an existing customer, please log into your online banking for a faster, prefilled application experience. Login to Online Banking

 


Certificate of Deposit


Whether you’re looking to invest for a few months or a few years, we offer a variety of certificate of deposit (CD) options and term lengths to match your needs and goals. The minimum opening deposit is $1,000, and all CDs offer a fixed rate of return. Our CDs are backed by the security of FDIC insurance up to the maximum amount allowed by law.


Standard Rates

  • 6-Month CD
    3.65% APY1
  • 9-Month CD
    3.50% APY1
  • 12-Month CD
    3.00% APY1
  • 18-Month CD
    0.10% APY1
  • 24-Month CD
    0.10% APY1
  • 36-Month CD
    0.10% APY1

Value Savings Account Details

  • $50 minimum opening deposit
  • $5 monthly fee

Ways to avoid monthly fee:

  • Maintain a minimum daily balance of $300 in the Account during each statement cycle
  • Free ATM transactions at all BankUnited ATM locations 2

Classic Kids Savings Account Details

  • $10 minimum opening deposit
  • No monthly fee (waived until the child reaches 18 years of age)

Online Money Market Account Details

  • $2,500 minimum opening deposit
  • $15 monthly maintenance fee

To avoid the monthly maintenance fee:

  • Maintain a minimum daily balance of $2,500 in the Account during each statement cycle
  1. Annual Percentage Yield (APY) is accurate as of today. Advertised rate is fixed for the initial term of the Certificate of Deposit (CD) only. APY assumes interest earned remains on deposit until maturity. CD minimum opening deposit of $1,000 required. Early withdrawal penalty may apply if you withdraw any principal from the CD before the maturity date. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Deposit Account Agreement and applicable Schedule of Fees for additional information. Offer cannot be combined with any other promotional rate, bonus rate or special rate offer. BankUnited reserves the right to cancel or modify this offer at any time. Interest rates and APYs displayed are available only for accounts opened in a BankUnited branch. Rates are subject to change at any time and are not guaranteed until the CD is open. Please contact a BankUnited representative for additional details. CD will automatically renew at maturity into a standard CD closest in length to the initial term (which may be shorter or longer than the initial term) at the then current standard rate in effect at the time of renewal unless you instruct us otherwise. 
  2. BankUnited customers enjoy free ATM transactions at all BankUnited and Allpoint ATM locations. A $2.50 fee will be charged for each transaction performed at a non-proprietary ATM that is not within the Allpoint Network. Fees charged by the ATM owner/operator may also apply.

A $15.00 early closeout fee will be assessed if your Value Savings account is closed within 180 days of the account opening date.

*This Account earns interest at a variable rate and may change at any time at our discretion without notice or limit. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Deposit Account Agreement and applicable Schedule of Fees for additional information.

Please refer to our applicable product disclosures, Deposit Account Agreement, Funds Availability Disclosure and Schedule of Fees for additional information.