Maximize Your Earnings With Our Certificates of Deposit
Money that Works For You
Set some money aside and reap the rewards when the account matures.
- $1,000 minimum opening deposit
- Interest compounded daily to maximize your earnings
- No account fees
- Automatic renewal at maturity
- Easy fund transfers
Find the rate that's right for you.
Why CDs Are Worthy Investments
A Bright Future
A Safe Place
Compound Interest
Start Saving for Something Great Today
Open your account today in 3 easy steps
Start Your Application
Fund Your Account
Watch Your Money Grow
If you're an existing customer, please log into your online banking for a faster, prefilled application experience. Login to Online Banking
Stay Connected with
On-The-Go Banking
Manage your account anytime from the BankUnited mobile app.
- Track your earnings
- Transfer funds
- Pay bills
- Deposit checks
- And much more...
We're here to help you
Have a question about our products or services? We’ve got multiple ways you can get in touch with a Client Care Center representative.
*Annual Percentage Yield (APY) is accurate as of 7/7/2025. Advertised rate is fixed for the initial term of the Certificate of Deposit (CD) only. APY assumes interest earned remains on deposit until maturity. CD minimum opening deposit of $1,000.00 is required. Maximum opening deposit per CD is $250,000.00. Early withdrawal penalty may apply if you withdraw any principal from the CD before the maturity date. CD will automatically renew at maturity into a standard CD closest in length to the initial term (which may be shorter than the initial term) at the then current standard rate in effect at the time of renewal unless you instruct us otherwise. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Depositor’s Agreement and applicable Schedule of Fees for additional information. We reserve the right to cancel or modify this offer at any time. Rates are subject to change at any time and are not guaranteed until the CD is opened. Advertised rates are for accounts opened online through BankUnited only. Other rates may be in effect for accounts opened in person at a BankUnited branch, by mail or other remote means. Please contact a BankUnited representative at (877) 779-2265 for additional details. Offer is for consumer accounts only. Products and services offered may differ among geographic locations.
Additional terms and conditions apply. CD will automatically renew at maturity into a standard CD closest in length to the initial term (which may be shorter or longer than the initial term) at the then current standard rate in effect at the time of renewal unless you instruct us otherwise.
† To the maximum allowed by law. For more information about FDIC insurance coverage please visit www.fdic.gov.