CERTIFICATE OF DEPOSIT ACCOUNTS
SAVINGS WITH HIGH REWARDSEarn more toward your goals with fixed rates and flexible terms. Be in control of your savings.
MAXIMIZE YOUR EARNINGS WITH OUR
HIGH-YIELD CERTIFICATES OF DEPOSIT
GUARANTEED RETURNSYour savings will grow at a fixed rate regardless of market changes.
COMPETITIVE RATESLock-in today to take advantage of our market-leading rates.
ANYTIME, ANYWHERE ACCESSManage your account your way, online or with our mobile app - 24 hours a day, 7 days a week.
FDIC INSUREDRest assured knowing your deposits are FDIC insured up to the maximum allowable limits.†
EARN MONEY ON YOUR MONEY
Set some money aside and reap the rewards when the account matures.
- $1,000 minimum opening deposit
- Interest compounded daily to maximize your earnings
- No account fees
- Automatic renewal at maturity
- Easy fund transfers
Why CDs are worthy investments
A BRIGHT FUTURE
Earn money toward your best life now and for retirement.
A SAFE PLACE
Protect your money from market risks and fluctuations.
Grow your money faster when you renew your CD with accumulated interest.
A SAFE PLACE TO GROW YOUR MONEY
At BankUnited, security is our top priority.
5-star rating from
START SAVING FOR SOMETHING GREAT
Open your account today in 3 easy steps
START YOUR APPLICATION
Tell us some basic information (like your address, contact number and social security number). We will never compromise your information.
FUND YOUR ACCOUNT
Send your money via mobile deposit or secure online transfer. The minimum opening deposit is $1,000.
WATCH YOUR MONEY GROW
Download the BankUnited mobile app or log in to your online banking account to manage your funds at your convenience.
Frequently Asked Questions
*Annual Percentage Yield (APY) is accurate as of 12/7/2023. Advertised rate is fixed for the initial term of the Certificate of Deposit (CD) only. APY assumes interest earned remains on deposit until maturity. CD minimum opening deposit of $1,000.00 is required. Maximum opening deposit per CD is $250,000.00. Early withdrawal penalty may apply if you withdraw any principal from the CD before the maturity date. CD will automatically renew at maturity into a standard CD closest in length to the initial term (which may be shorter than the initial term) at the then current standard rate in effect at the time of renewal unless you instruct us otherwise. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Depositor’s Agreement and applicable Schedule of Fees for additional information. We reserve the right to cancel or modify this offer at any time. Rates are subject to change at any time and are not guaranteed until the CD is opened. Advertised rates are for accounts opened online through BankUnited only. Other rates may be in effect for accounts opened in person at a BankUnited branch, by mail or other remote means. Please contact a BankUnited representative at (877) 779-2265 for additional details. Offer is for consumer accounts only. Products and services offered may differ among geographic locations.
Additional terms and conditions apply. CD will automatically renew at maturity into a standard CD closest in length to the initial term (which may be shorter or longer than the initial term) at the then current standard rate in effect at the time of renewal unless you instruct us otherwise.
† To the maximum allowed by law. For more information about FDIC insurance coverage please visit www.fdic.gov.