MAXIMIZE YOUR SAVINGS POTENTIAL
Make unlimited transactions with no fees and unlimited deposits.
Set up automatic monthly transfers from your checking account.
Your deposits are FDIC insured up to the maximum allowable limits.†
EASY ACCOUNT MANAGEMENT
Manage your account anywhere, any time on the BankUnited mobile app.
SAVE FOR WHAT'S IMPORTANT TO YOU
From building an emergency fund or saving for a particular purchase, our money market account can get you closer to your financial goals.
- $2,500 minimum opening deposit
- Monthly maintenance fee waived when you maintain a minimum daily balance
- Unlimited transactions
- Easy fund transfers with online and mobile banking
A SAFE PLACE TO GROW YOUR MONEY
At BankUnited, security is our top priority.
5-star rating from
START SAVING FOR SOMETHING GREAT
Open your account today in 3 easy steps
START YOUR APPLICATION
Tell us some basic information (like your address, contact number and social security number). We will never compromise your information.
FUND YOUR ACCOUNT
Send your money via mobile deposit or secure online transfer. The minimum opening deposit is $2,500.
WATCH YOUR MONEY GROW
Download the BankUnited mobile app or log in to your online banking account to manage your funds at your convenience.
TAKE YOUR ACCOUNT WITH YOU WHEREVER YOU GO
Manage your account anytime from the BankUnited mobile app.
- Track your earnings
- Transfer funds
- Pay bills
- Deposit checks
- And much more...
Rated 4.7 out of 5 stars!
How do I fund my BankUnited online account from another bank?
You can transfer funds from another bank electronically. If you are setting up a transfer to or from an account that has not yet been verified, you must go through the micro-deposit verification process. This process uses test deposits to confirm account linking. You will need your account number and the routing number of your external bank to complete the verification process.
1 Annual Percentage Yield (APY) is accurate as of 4/26/2023. The interest rate and APY are variable and are subject to change at any time before or after account opening at our discretion without notice. Minimum to open the account is $2,500.00. Maximum opening deposit per account is $250,000.00. A $15.00 monthly maintenance fee will be assessed if the daily balance falls below $2,500.00. A $15.00 early closeout fee will be assessed if the account is closed within 180 days of opening date. Fees may reduce earnings. Transaction limitations apply. Additional fees, terms and conditions may apply. Please refer to our Depositor’s Agreement and applicable Schedule of Fees for additional information. Advertised rates are for accounts opened online through BankUnited.com only. Other rates may be in effect for accounts opened in person at a BankUnited branch, by mail or other remote means. Please contact a BankUnited representative at (877) 779-2265 for additional details. Offer is for consumer accounts only.
† To the maximum allowed by law. For more information about FDIC insurance coverage please visit www.fdic.gov.