Small Business Banking Services That Move You Forward
Small Business Banking Solutions
BankUnited delivers small business banking solutions designed to meet the evolving needs of entrepreneurs. From managing cash flow to securing financing, our services are built to support your business at every stage. With a relationship driven approach, we help you make confident financial decisions.
Flexible Banking for Daily Operations
Business Checking Accounts
Keep your business running smoothly with business checking accounts that offer convenience, accessibility, and control. BankUnited provides options tailored to transaction volume and operational needs, so you can manage payments, deposits, and expenses
efficiently. Plus our digital tools and local support make it easy to stay on top of your finances.
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Financing to Help You Grow
Small Business Loans
Every business has unique funding needs, and our small business loans are designed with that in mind. Whether you are expanding, purchasing equipment, or managing working capital, we offer flexible lending solutions to support your next move. Our experienced
bankers work with you to structure financing that fits your timeline and goals.
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Government-Backed Lending Options
SBA Loan Programs
Take advantage of SBA loan programs that provide competitive terms and extended repayment options for qualifying businesses. As a Preferred SBA lender, BankUnited helps simplify the application process and guide you through every step.
- Lower down payment requirements
- Longer repayment terms
- Flexible use of funds
- Support for growing businesses
Build Financial Stability
Business Savings Accounts
Strengthen your financial foundation with savings accounts designed for businesses. Earn interest while maintaining access to funds for future opportunities or unexpected needs.
- Competitive interest rates
- Flexible access to funds
- Low balance requirements
- Supports cash reserves
Treasury Solutions for Small Businesses
BankUnited’s treasury solutions empower small businesses with the tools they need to manage cash flow, streamline payments, and improve financial visibility. From digital banking and fraud protection to efficient receivables and payables management, our tailored services help businesses operate with confidence and control. With dedicated support and scalable solutions, we make it easier for you to focus on growth while we handle the financial details.
Fraud Protection and Risk Management
Controlled Disbursement
Account Reconciliation
Funds Transfer
Automated Clearing House (ACH) Origination Services
Small Business Account Options Designed for You
Business Money Market Account
Earn interest on your balances while maintaining access to your funds with a business money market account. This option is ideal for businesses looking to grow reserves without sacrificing liquidity.
- Earn interest on your business funds while keeping convenient access to cash for everyday needs.
- Avoid the monthly maintenance fee with qualifying balances while earning monthly interest.
Business Savings Account
Set aside funds for future investments or unexpected expenses with a dedicated business savings account. It is a simple way to strengthen your financial position over time.
- Keep your savings working harder with quarterly interest and maintenance-fee waiver options tied to qualifying balances.
- Create a stronger cushion for planned purchases, seasonal needs, and unexpected costs.
Expertise That Works for Your Business
At BankUnited, we understand that no two businesses operate the same way. That is why we take a personalized approach to commercial banking for corporations, delivering solutions aligned to your goals and industry dynamics.
Our experienced bankers provide insight, responsiveness, and a commitment to building long-term relationships. From commercial loans to treasury management, we are dedicated to helping your business navigate challenges and seize opportunities.
Local Decision Making
Relationship Approach
Dedicated Team
Small Business Banking FAQs
Get answers to common questions about small business banking, loans, and financing options to help you make informed decisions.
Treasury solutions help improve cash flow management, streamline payments, and enhance financial visibility. We offer treasury solutions tools such as remote deposit capture, ACH origination, wire transfers, fraud prevention services, and cash flow management solutions to help streamline your operations.
You typically need business formation documents, an EIN, and personal identification to open a business checking account. Requirements may vary based on your business structure.
SBA loan programs are partially guaranteed by the government, which can make it easier for businesses to qualify and access favorable terms.
We offer a range of small business loans including term loans, lines of credit, owner-occupied commercial real estate loans, and SBA loan programs designed to support different financing needs.
Yes, our digital banking platform allows you to securely manage your accounts, transfer
funds, pay bills, monitor transactions anytime, anywhere, plus much more.
We offer a range of business checking, savings, and money market accounts designed to meet the needs of small businesses at every stage. Each account provides flexible features to help manage day-to-day finances efficiently.
Let’s Talk About What We Can Do For You!
Tell us about your business and your goals, and we will help you find the right small business banking solutions. A BankUnited banker will connect with you to get started.
Featured Insights
Get insights on starting and growing your business, managing cash flow, protecting your assets, stories from real clients, and much more.
5 Red Flags for Business Email Compromise (BEC)
Aug 21, 2023, 12:30 PM
Title :
5 Red Flags for Business Email Compromise (BEC)
Bank united author :
eFraud Prevention
Featured :
No
Display order :
3
Here are five red flags to look out for to protect your business against BEC.
Look out for these 5 red flags in your emails to protect your and your business against Business Email Compromise (BEC).
Suspicious Email Address of the Sender
The email address of the sender(s) can mimic legitimate businesses. Threat actors often leverage email addresses that resemble reputable organizations but alter or omit a few letters and numbers.
Generic Greetings and Signatures
Lack of contact information in an email signature block, or generic greetings such as "Sir/Ma’am" or "Dear Valued Customer" are strong indicators of a phishing email.
Misspelling and Layout
Odd sentence structure, misspellings, poor grammar, and inconsistent formatting are strong indicators of a potential phishing attempt.
Spoofed Websites and Hyperlinks
When hovering a cursor over links in the body of an email, if links do not match, the link may be spoofed. Malicious variations from legitimate domains leverage different spellings or domains such as .net, vs .com. Other tactics include the usage of URL shortening services to conceal the true destination of links.
Suspicious Attachments
Unsolicited emails which request users to open or download attachments are common delivery mechanisms for malware.
To learn more common indicators and red flags, read the full article here.
topic :
- Fraud Prevention
media :
- Article
