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PRONTO Line of Credit and Term Loan® Solutions

Unanticipated expenses can pop up when running a small business. When that happens, it’s critical to have access to working capital to keep your business moving forward. With BankUnited’s PRONTO Line of Credit or Term Loan® solutions, you can enjoy financial flexibility to manage your cash flow and keep your business running smoothly.
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Loans For Small Businesses Made Simple

Easy. Fast. Hassle-Free.

Easy Application with Fast and Automated Decision

Minimum Documentation Needed

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Easy Access to Your Funds

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No Prepayment Penalties

Requirements To Apply

What You'll Need To Get Started

  • 1+ years in business in Florida, New York or Texas
  • $150,000+ annual revenue
  • 650+ credit score
  • 3 months of bank statements
  • Satisfactory commercial credit history
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Funding for Your Business Needs

Great For Your Everyday Business Needs

  • Fund emergency expenses
  • Boost working capital
  • Invest in a growth opportunity
  • Purchase equipment
  • Buy inventory and supplies

PRONTO Loans Made Easy

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Financing Up To $250,000

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No Collateral Required

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Simplified Loan Application and Decisioning Process

Why Choose BankUnited For Your Business Needs?

At BankUnited, we are committed to helping business owners achieve their financial goals. Our dedicated Business Banking specialists will take the time to understand what is important to you and customize an integrated product package designed with you in mind. And with our concierge-style service, you have the added convenience of banking on your schedule, not ours. We strive to simplify the process every step of the way so that you can focus on taking your business to the next level.
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Easy Access to Funds

Tap into your line of credit or term loan whenever you need to and fund just about any business expense.
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Quick Decisioning and Funding

Our easy to use digital application lets you apply in minutes and get decisions and secure funding in as little as 2-3 business days.
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No Collateral Requirements

Obtain the funds you need without pledging assets to secure your loan.

Practical Solutions

We offer several deposit account products, lending and cash management services—ranging from basic to sophisticated—for businesses of all sizes.

This is not a commitment to lend. Loans subject to underwriting, credit review, and approval.

LenderAI is a third-party application portal operated by iBusiness Funding on behalf of BankUnited, N.A.  Submission of an application through the Lender AI portal does not constitute an offer, commitment, or approval for financing.   All loan applications are subject to Bank’s credit review and approval. iBusiness Funding and LenderAI are independent service providers and not affiliates of the Bank.  

*From time of receipt of completed application and required supporting documentation.