Comprehensive Solutions for Your Commercial Banking Needs
Commercial Lending Solutions
We offer a variety of financing options for large and medium-sized companies looking to get ahead. Learn how your business will benefit from modern banking that's personally delivered to your doorstep.
Commercial Lines of Credit
Flexible Credit for Everyday Business Needs
As part of our commercial banking services, our Commercial Line of Credit gives your business more control over operational and seasonal cash flow. You can access funds when needed for inventory purchases, accounts receivable timing gaps, other short-term
cash flow needs, and more. We’ll help you identify the right commercial lending solutions and commercial loans to support your growth.
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Term Loans
Smart Financing for Major Investments
Looking to expand your offices, purchase new equipment, or acquire a business? Our Term Loans are designed to support those goals with practical commercial lending solutions for growing companies. Borrow what you need in one lump sum and repay it with
flexible terms that align with your cash flow, making these commercial loans a smart fit for your business goals.
Benefits:
- Competitive fixed or variable rates
- Flexible terms based on the use of funds and collateral
- Practical payment options designed to match your cash flow needs
Owner Occupied Real Estate Loans
Own Your Office with Flexible Real Estate Financing
Thinking about buying your office space instead of leasing? There are many benefits to owning your own property. With our commercial real estate financing, you can purchase the office or building you’ve been planning for while supporting long-term
business stability. A commercial real estate loan can help you take advantage of tax benefits, build equity, and create more room for your business to grow.
Commercial Card Program
A Smarter Way to Manage Business Spending
BankUnited’s Commercial Card Program is designed to support your company’s priorities, from managing procurement and travel expenses more efficiently to increasing spend visibility and improving cash flow. As part of our broader commercial
banking services and treasury management capabilities, this solution helps you build a commercial card program that fits your business needs and company culture.
Advantages of a Commercial Card:
- Reduce transaction and processing costs
- Streamline expense reporting
- Improve cost controls and visibility into expenses
Treasury Solutions
Strong treasury solutions help businesses maintain control over financial operations while improving efficiency. We provide tools and expertise that simplify cash management and enhance decision-making.
Payment & Receivable Solutions
Fraud Prevention & Security
Reporting & Digital Banking Solutions
Merchant & Payroll Services
Commercial Deposit Accounts
Commercial Checking Accounts
Commercial Analysis Checking Account
This account is ideal for larger businesses with complex banking needs. A BankUnited Commercial Analysis Checking Account supports efficient business banking for corporations by offering credits on qualifying balances, which can help reduce or offset
monthly service fees. It’s a practical choice for companies seeking business accounts that support day-to-day operations and cash flow oversight.
- $100 minimum opening deposit
- $10 monthly maintenance fee
- Earnings credit available to help offset monthly maintenance fees and other service charges
- Detailed analysis statements to help keep track of your business banking (upon request)
- Online treasury management tools to help manage your company’s payments, collections, reporting, and account balancing
Business Savings Accounts
Business Money Market Account
If you’d like to earn a market-based interest rate while still maintaining flexible access to your cash, our Business Money Market Account can help your savings grow with a modest minimum balance requirement. This business savings account is designed
to provide competitive rates and limited check-writing ability, helping you maximize earning potential while maintaining the liquidity you need to run your business.
- Save more, earn more with tiered interest rates that reward higher balances
- Low minimum average daily collected balance of $2,500
Expertise That Works for Your Business
At BankUnited, we understand that no two businesses operate the same way. That is why we take a personalized approach to commercial banking for corporations, delivering solutions aligned to your goals and industry dynamics.
Our experienced bankers provide insight, responsiveness, and a commitment to building long-term relationships. From commercial loans to treasury management, we are dedicated to helping your business navigate challenges and seize opportunities.
Local Decision Making
Relationship Approach
Dedicated Team
Commercial Banking FAQs
Get answers to common questions about commercial banking services and how BankUnited supports your business goals.
How can BankUnited help manage my company’s cash flow?
May 15, 2026, 14:21 PM
Question :
How can BankUnited help manage my company’s cash flow?
Our treasury management solutions provide tools such as ACH payments, wire transfers, liquidity management, receivables/payables solutions, and fraud prevention to help optimize cash flow and improve efficiency.
Let’s Talk About What We Can Do For You!
Tell us about your business goals and financial needs, and a BankUnited specialist will reach out with tailored recommendations. From business accounts to commercial real estate financing, we are here to help you move forward with confidence.
This is not a commitment to lend. Loans subject to credit and collateral approval. The information on this site is not advice on legal, tax, accounting, investing or other matters and you should always consult your own advisors before making any financial decisions. Additional terms and conditions may apply. Program terms and conditions are subject to change without notice. Products and services are subject to applicable laws and regulations and may be provided by a BankUnited affiliate or subsidiary.