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Small Business Deposit Solutions to Support Your Financial Goals

Your business needs banking solutions that help you manage today’s transactions while preparing for tomorrow’s opportunities. BankUnited offers small business deposit services designed to support your day-to-day operations, cash flow and long-term financial goals.

Whether you need a business checking account for everyday banking or an interest-bearing account for excess funds, we can help you explore options that fit the way your business manages money.

Explore Our Business Deposit Accounts


Choose from business checking, savings, money market and certificate of deposit accounts designed for different transaction, liquidity and savings needs.

Checking Options Tailored to Your Business

Business Checking Accounts

Manage deposits, payments and other routine transactions with a business checking account that supports the way your company operates. We offer checking options for businesses with varying balance levels, transaction volumes and cash management needs.

Available options include:
  • Primary Business Checking for essential day-to-day banking needs
  • Business Express Checking for businesses with higher transaction activity
  • Commercial Analysis Checking for companies that need more advanced account and treasury solutions
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Flexible Savings Options for Businesses

Business Savings, Money Market and CD Accounts

Keep your business reserves working toward your goals with an interest-bearing deposit account. BankUnited offers flexible savings options for businesses that want to maintain access to cash, earn interest or set aside funds for a defined period.

Explore:
  • Business Savings Accounts for accessible cash reserves and ongoing savings
  • Business Money Market Accounts for businesses seeking liquidity and interest-earning potential
  • Business Certificates of Deposit for funds that can remain deposited for a selected term
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Find the Right Business Accounts for Your Cash Flow

Different business funds may serve different purposes. Using more than one deposit account can help you organize your finances and maintain clearer visibility into your available cash.
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Manage Everyday Transactions

Use a business checking account to handle routine deposits, purchases, payments and other operating activity.

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Build an Emergency Reserve

Set aside accessible funds in a business savings or money market account to help prepare for unexpected expenses or changes in cash flow.

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Save for Future Business Needs

Create a dedicated savings strategy for equipment purchases, expansion, seasonal expenses, taxes or other planned investments.

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Put Longer-Term Funds to Work

Consider a business certificate of deposit for funds you do not expect to use before the account reaches maturity. Early withdrawal penalties and other restrictions may apply.

Why Choose BankUnited for Business Deposit Solutions?

BankUnited provides business banking solutions designed to help you manage your money with greater convenience and control.

Depending on the account selected, benefits may include:
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Business Checking Options for Different Transaction Volumes

Interest-Bearing Savings Solutions

Online and Mobile Banking Access with Enrollment

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Business Visa® Debit Card Availability

Treasury Solutions for More Complex Business Needs

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Support From a Team that Can Help You Evaluate Your Banking Options

Connect Your Deposit Accounts with Additional Business Banking Solutions


A strong banking strategy extends beyond checking and savings. BankUnited offers additional solutions that can help your business manage payments, improve cash flow and prepare for growth.

Improve Operational Efficiency

Treasury Solutions

Streamline payments, collections, reporting and account reconciliation with treasury solutions designed to improve efficiency and visibility.
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Financing for Growth

Business Lending Solutions

Access financing options that may help your business manage expenses, invest in new opportunities or support future growth.
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Small Business Deposit Solutions FAQs

A business certificate of deposit allows a company to deposit funds for a selected term and earn interest. Additional deposits may not be permitted before maturity, and withdrawals of principal before maturity may require the bank’s consent and may result in an early withdrawal penalty.

A business money market account is an interest-bearing deposit account that can help a company maintain access to its funds while earning interest. Balance requirements, fees and account terms apply.

A business checking account is generally used for routine operating transactions, including deposits, payments and purchases. A business savings account is designed to help a business separate reserves from everyday operating funds while earning interest.

Eligible business checking accounts provide online and mobile banking access with enrollment. Available digital services and related fees may vary by account or service.

Start by considering how your business uses its money. A checking account can support daily transactions, while savings and money market accounts can help organize cash reserves. A business certificate of deposit may be appropriate for funds you do not expect to use before maturity. Compare balance requirements, fees, transaction activity and access needs before choosing an account.

BankUnited offers small business checking accounts, business savings accounts, business money market accounts and business certificates of deposit. These options can support everyday transactions, cash reserves, liquidity management and longer-term savings goals.

Products, services, fees, rates, terms and conditions are subject to change without notice. Certain restrictions and limitations may apply. Contact BankUnited for complete account details, current rates and applicable disclosures.