Get More with a Value Checking Account
Earn 1% Cashback on Eligible Purchases
No Minimum Balance Requirement
Open an Account with Just $50
Simple Rewards and Easy Fee Waiver
Convenient Online and Mobile Banking
BankUnited Visa Debit Card Included
How Cashback Works
Open a Value Checking Account
Open your account with as little as $50.Use Your BankUnited Visa Debit Card
Use your debit card for eligible purchases and recurring payments throughout the month.Earn Cashback Automatically
Earn 1% cashback on qualifying debit card purchases and recurring payments each statement cycle, minus returns or reversals.Receive Cashback Monthly
Cashback rewards are automatically credited to your account monthly, up to a $25 maximum per month.Eligible Purchases That Earn Cashback
- Groceries
- Gas stations
- Dining purchases
- Streaming subscriptions
- Online shopping
- Recurring monthly payments and more
Get Rewarded for Everyday Spending
Frequently Asked Questions
What do I need to open an account?
Open Your Value Checking Account to Start Earning Cashback
We're Here to Help You
Have a question about our products or services? We’ve got multiple ways you can get in touch with a Client Care Center representative.
1 When you use your BankUnited Visa Debit Card to purchase goods or services or you establish recurring payments using your BankUnited debit card, you will receive 1% cashback on the total of these debit card transactions, each statement cycle [minus any credits for merchandise returns or payment reversals], up to a maximum of $25.00 per statement cycle or $300.00 annually. The Cashback amount will appear as a credit on your monthly statement. This program is available only on a Value Checking Account and does not change the monthly maintenance fee waive feature when ten (10) or more BankUnited debit card purchases/payments post to your Account during a statement cycle.
2 To avoid the imposition of a monthly maintenance fee, during each statement cycle you must either (i) maintain an average monthly balance of $500.00 or more in the Account; or (ii) receive one or more deposits via ACH totaling $500.00 or more; or (iii) have ten (10) or more BankUnited debit card purchases/payments post to your Account.