Get More with a Value Checking Account
Earn 1% Cashback on Eligible Purchases
No Minimum Balance Requirement
Open an Account with Just $50
Simple Rewards and Easy Fee Waiver
Convenient Online and Mobile Banking
BankUnited Visa Debit Card Included
How Cashback Works
Open a Value Checking Account
Open your account with as little as $50.Use Your BankUnited Visa Debit Card
Use your debit card for eligible purchases and recurring payments throughout the month.Earn Cashback Automatically
Earn 1% cashback on qualifying debit card purchases and recurring payments each statement cycle, minus returns or reversals.Receive Cashback Monthly
Cashback rewards are automatically credited to your account monthly, up to a $25 maximum per month.Eligible Purchases That Earn Cashback
- Groceries
- Gas stations
- Dining purchases
- Streaming subscriptions
- Online shopping
- Recurring monthly payments and more
Get Rewarded for Everyday Spending
Frequently Asked Questions
When is cashback credited?
Open Your Value Checking Account to Start Earning Cashback
We're Here to Help You
Have a question about our products or services? We’ve got multiple ways you can get in touch with a Client Care Center representative.
1 When you use your BankUnited Visa Debit Card to purchase goods or services or you establish recurring payments using your BankUnited debit card, you will receive 1% cashback on the total of these debit card transactions, each statement cycle [minus any credits for merchandise returns or payment reversals], up to a maximum of $25.00 per statement cycle or $300.00 annually. The Cashback amount will appear as a credit on your monthly statement. This program is available only on a Value Checking Account and does not change the monthly maintenance fee waive feature when ten (10) or more BankUnited debit card purchases/payments post to your Account during a statement cycle.
2 To avoid the imposition of a monthly maintenance fee, during each statement cycle you must either (i) maintain an average monthly balance of $500.00 or more in the Account; or (ii) receive one or more deposits via ACH totaling $500.00 or more; or (iii) have ten (10) or more BankUnited debit card purchases/payments post to your Account.