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Earn More with a High Yield Savings Account

Grow your money faster with our competitive high yield savings rate. BankUnited’s high yield savings account gives you the flexibility to save smarter while keeping your funds accessible.
HIGH YIELD SAVINGS ACCOUNT
2.25%APY1
If you're an existing customer, please log into online banking for a faster, prefilled application experience. Login to Online Banking
Open an Account

High Yield Savings Made Simple

No Monthly Maintenance Fee

Minimum Opening Deposit

No Monthly Balance Requirements

Flexible Access with No Transaction Limitations*

FDIC-insured**

Simple Online Application

Open a High Yield Account in Minutes

Start saving for something great in 3 easy steps.

Open an Account

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Start Your Application

Provide basic personal details securely through our streamlined online form. Your information is protected every step of the way. We use security measures designed to help protect your information throughout the application process.2

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Fund Your Account

Send your money via mobile deposit or secure online transfer. The minimum opening deposit is $50.

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Watch Your Savings Grow

Track your progress anytime through online banking or the mobile app. Enjoy competitive growth with a high interest savings account.

Stay Connected with On-The-Go Banking

Manage your high yield savings account anytime from the BankUnited mobile app.
 
  • Track your earnings
  • Transfer funds
  • Pay bills
  • Deposit checks
  • And much more...
Learn More
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Know Your High Yield Savings Account is FDIC-Insured

CheckmarkCoverage is automatic
CheckmarkFDIC deposit insurance is up to $250,000 per depositor, per insured bank, per deposit ownership category*

Strong and Secure

We’ve got your back


Protecting your high yield savings account is our priority. Our advanced security measures help safeguard your information and reduce fraud risk so you can save with confidence.
Visit Fraud Insights
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Personal Banking Resources for Smarter Saving

BankUnited offers personal banking solutions designed to help you reach your financial goals faster. From high interest savings accounts to everyday banking tools, everything works together to support your success.
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Trusted Banking Partner

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Digital-First Tools

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Flexible Savings Options

High Yield Savings Account FAQs


Find quick answers about opening and managing your high yield savings account. Learn how to maximize your earnings and make the most of competitive savings rates.

Can I access my money anytime?

May 26, 2026, 15:25 PM
Question : Can I access my money anytime?
Yes, you can access your funds anytime by visiting a BankUnited branch, ATM, online banking, mobile app, or at a point-of-sale retailer.

We're Here to Help You

Have a question about our products or services? We’ve got multiple ways you can get in touch with a Client Care Center representative.

1Annual Percentage Yield (APY) is accurate as of October 27, 2025. This Account earns interest at a variable rate and may change at any time at our discretion without notice or limit. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Deposit Account Agreement and applicable Consumer Schedule of Fees for additional information.

 

2Additional Terms: For your security, your High Yield Savings Account will not be considered open until you have completed the verification of the external funding account you designated during the application process and we have completed the process of verifying your identity. This means that until these steps are completed, you will not be allowed to make any deposits (other than the initial funding deposit) or any withdrawals or transfers from your High Yield Savings Account.

 

Rates, terms, products, services, and fees are subject to change without notice. Please refer to our applicable product disclosures, Deposit Account Agreement and Consumer Schedule of Fees for additional information.

*The standard deposit insurance coverage limit is $250,000 per depositor, per FDIC-insured bank, per ownership category. For more information about FDIC insurance coverage please visit www.fdic.gov.