Save on Your Terms with One of Our Flexible Savings Accounts
VALUE SAVINGS
minimum opening deposit
- Earns interest**
- No monthly maintenance fee by maintaining average daily balance of $300 or more
- ATM Card
- Bank on the go with online & mobile banking
Start saving with confidence to help you reach your financial goals.
CLASSIC KIDS SAVINGS
minimum opening deposit
- Earns interest**
- No monthly maintenance fee until child reaches 18 years of age
- Bank on the go with online & mobile banking
Start building smart money habits early.
HIGH YIELD
SAVINGS
SAVINGS
minimum opening deposit
- 2.10% APY*
- No monthly maintenance fee
- Flexible access with no transaction limitations2
- Bank on the go with online & mobile banking
Grow your savings without the
long-term commitment.
Money Market Accounts
- Promotional Money Market
- Online Money Market
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Certificates of Deposit
Lock in your earnings with fixed-rate CD accounts designed to deliver predictable returns. With flexible CD terms ranging from months to years, you can choose the option that aligns with your financial timeline while taking advantage of some of the best CD rates available. The minimum opening deposit is $1,000, and all CDs are backed by FDIC insurance up to the maximum amount allowed by law.
Want More from Your Savings Account?
Explore some of the other ways that we can help turn your goals into reality.
Personal Banking FAQs
How do I open a savings account with BankUnited?
You can open a savings account online or by visiting a branch, with options tailored to different savings goals and minimum deposit requirements.
We're Here to Help You
Have a question about our products or services? We’ve got multiple ways you can get in touch with a Client Care Center representative.
Value Savings Account Details
- $50 minimum opening deposit
- $5 monthly maintenance fee
- BankUnited customers enjoy free ATM transactions at all BankUnited and Allpoint ATM locations 3
To avoid the monthly maintenance fee:
- Maintain a minimum daily balance of $300 in the Account during each statement cycle
Classic Kids Savings Account Details
- $10 minimum opening deposit
- No monthly maintenance fee (waived until the child reaches 18 years of age)
- This account is designed for children 17 and under
- The Classic Kids Savings Account must be opened as a joint account with the child’s parent, relative or guardian
High Yield Savings Account Details
- $50 minimum opening deposit
- No monthly maintenance fee
- No monthly balance requirements
- Flexible Access with No Transaction Limitations2
- Annual Percentage Yield (APY) is accurate as of today. Advertised rate is fixed for the initial term of the Certificate of Deposit (CD) only. APY assumes interest earned remains on deposit until maturity. CD minimum opening deposit of $1,000 required. Early withdrawal penalty may apply if you withdraw any principal from the CD before the maturity date. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Deposit Account Agreement and applicable Schedule of Fees for additional information. Offer cannot be combined with any other promotional rate, bonus rate or special rate offer. BankUnited reserves the right to cancel or modify this offer at any time. Interest rates and APYs displayed are available only for accounts opened in a BankUnited branch. Rates are subject to change at any time and are not guaranteed until the CD is open. Please contact a BankUnited representative for additional details. CD will automatically renew at maturity into a standard CD closest in length to the initial term (which may be shorter or longer than the initial term) at the then current standard rate in effect at the time of renewal unless you instruct us otherwise.
- BankUnited does not limit the number of withdrawals and transfer transactions that may be processed on your savings or money market account. An unlimited number of transactions can be processed on any BankUnited savings or money market account. Please refer to your Deposit Account Agreement for additional details.
- This account may be subject to limitations on the number of withdrawals and transfers per monthly statement cycle. ATM or in-person withdrawals/transfers are not included in these transaction limitations. An excessive transaction fee may be assessed for each transaction in excess of these limitations. Please see your account disclosures for additional information A $2.50 fee will be charged for each transaction performed at a non-proprietary ATM that is not within the Allpoint Network. Fees charged by the ATM owner/operator may also apply.
*Annual Percentage Yield (APY) is accurate as of today. This Account earns interest at a variable rate and may change at any time at our discretion without notice or limit. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Deposit Account Agreement and applicable Schedule of Fees for additional information.
**This Account earns interest at a variable rate and may change at any time at our discretion without notice or limit. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Deposit Account Agreement and applicable Schedule of Fees for additional information.
Please refer to our applicable product disclosures, Deposit Account Agreement, Funds Availability Disclosure and Schedule of Fees for additional information.