Why Choose Our Promotional Money Market Account?
Earn More from Day One
Start with a strong introductory rate designed to help you earn more with this high-yield money market account.
Designed for Flexibility
Built for Everyday Banking
Trusted and Secure
Features at a Glance
- Promotional 3.50% APY* for the first 6 months
- Competitive money market rates
- No long-term commitment
- Flexible access to funds with unlimited transactions
- $2,500 minimum opening deposit
- Access to online and mobile banking
- Monthly maintenance fee waived when you maintain a minimum daily balance
Start Growing Your Savings in 3 Easy Steps
Open Your Account
Apply online in minutes using our secure application to open your online money market account.
Fund Your Account
Move your money via electronic transfer or mobile deposit to begin earning interest.
Watch It Grow
Enjoy your promotional 3.50% APY* for 6 months and see how much further your savings can go with this high-yield money market solution.
Digital Banking at Your Fingertips
Enjoy the convenience of banking on your terms—whenever you want, anytime you want with our innovative and best-in-class mobile banking app.
Mobile Deposit
Automate Your Bills
Transfer Funds
Account Alerts
Budgeting and Planning
Send Money to Friends & Family
Download Our App Today
Whether you need to check a balance, pay a bill, stop a payment, or pay a friend, the BankUnited mobile banking app is just a tap away.
Comprehensive Personal Banking Services
Personal Money Market Account FAQs
A personal money market account is a savings account that allows you to earn interest while maintaining access to your funds. BankUnited’s Promotional Money Market Account offers a promotional APY for the first six months, giving eligible consumers a way to grow savings without a long-term commitment.
You can open a money market account online using BankUnited’s secure application. If you’re an existing customer, you can log into online banking for a faster, prefilled application experience. A $2,500 minimum opening deposit is required for the Promotional Money Market Account.
BankUnited’s Promotional Money Market Account currently offers a promotional 3.50% APY* for the first six months. After the promotional period, the account converts to the Bank’s standard Money Market account and earns the then-current variable APY, which may change at any time at the Bank’s discretion.
BankUnited’s Promotional Money Market Account is designed for savers who want a strong introductory rate and flexible access to their funds. With a promotional 3.50% APY* for the first six months, it can be a helpful option if you’re looking for a high-interest money market account during the promotional period.
A BankUnited Money Market account can be used as a low risk savings account for consumers who want to earn interest while keeping funds with a Member FDIC bank. BankUnited is a Member FDIC, helping protect eligible deposits while your savings grow.
At this time, you may withdraw funds from your BankUnited Money Market account as many times as you would like. This makes it a flexible access savings account for funds you may want to use while still earning interest.
Deposits to your Money Market Account can be made in the following ways:
- Wire transfer (fees may apply)
- Online Transfers and Direct Deposit
- Mobile Deposit (must have BankUnited mobile banking app in order to make mobile deposits)
To download the BankUnited mobile banking app, please click below:
Apple Store: 
Google Play: 
You can transfer funds from another bank electronically. If you are setting up a transfer to or from an account that has not yet been verified, you must go through the micro-deposit verification process. This process uses test deposits to confirm account linking. You will need your account number and the routing number of your external bank to complete the verification process.
We're Here to Help You
Have a question about our products or services? We’ve got multiple ways you can get in touch with a Client Care Center representative.
*Annual Percentage Yield (APY) is accurate as of 7/14/26 and is subject to change without notice prior to account opening. Promotional APY of 3.50% applies for the first six (6) months following account opening. After the promotional period, the account will automatically convert to the Bank's standard Money Market account and earn the then-current variable APY in effect for that account. Fees may reduce earnings. Minimum opening deposit is $2,500. Additional terms and conditions apply.
†This promotional Money Market Account is available to new clients who have never held an account with BankUnited, N.A., or to existing clients who deposit new funds not currently on deposit with us. New funds are funds not currently on deposit with BankUnited and not transferred from another BankUnited account.