Small Business Banking Services That Move You Forward
Small Business Banking Solutions
BankUnited delivers small business banking solutions designed to meet the evolving needs of entrepreneurs. From managing cash flow to securing financing, our services are built to support your business at every stage. With a relationship driven approach, we help you make confident financial decisions.
Flexible Banking for Daily Operations
Business Checking Accounts
Keep your business running smoothly with business checking accounts that offer convenience, accessibility, and control. BankUnited provides options tailored to transaction volume and operational needs, so you can manage payments, deposits, and expenses
efficiently. Plus our digital tools and local support make it easy to stay on top of your finances.
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Financing to Help You Grow
Small Business Loans
Every business has unique funding needs, and our small business loans are designed with that in mind. Whether you are expanding, purchasing equipment, or managing working capital, we offer flexible lending solutions to support your next move. Our experienced
bankers work with you to structure financing that fits your timeline and goals.
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Government-Backed Lending Options
SBA Loan Programs
Take advantage of SBA loan programs that provide competitive terms and extended repayment options for qualifying businesses. As a Preferred SBA lender, BankUnited helps simplify the application process and guide you through every step.
- Lower down payment requirements
- Longer repayment terms
- Flexible use of funds
- Support for growing businesses
Build Financial Stability
Business Savings Accounts
Strengthen your financial foundation with savings accounts designed for businesses. Earn interest while maintaining access to funds for future opportunities or unexpected needs.
- Competitive interest rates
- Flexible access to funds
- Low balance requirements
- Supports cash reserves
Treasury Solutions for Small Businesses
BankUnited’s treasury solutions empower small businesses with the tools they need to manage cash flow, streamline payments, and improve financial visibility. From digital banking and fraud protection to efficient receivables and payables management, our tailored services help businesses operate with confidence and control. With dedicated support and scalable solutions, we make it easier for you to focus on growth while we handle the financial details.
Fraud Protection and Risk Management
Controlled Disbursement
Account Reconciliation
Funds Transfer
Automated Clearing House (ACH) Origination Services
Small Business Account Options Designed for You
Business Money Market Account
Earn interest on your balances while maintaining access to your funds with a business money market account. This option is ideal for businesses looking to grow reserves without sacrificing liquidity.
- Earn interest on your business funds while keeping convenient access to cash for everyday needs.
- Avoid the monthly maintenance fee with qualifying balances while earning monthly interest.
Business Savings Account
Set aside funds for future investments or unexpected expenses with a dedicated business savings account. It is a simple way to strengthen your financial position over time.
- Keep your savings working harder with quarterly interest and maintenance-fee waiver options tied to qualifying balances.
- Create a stronger cushion for planned purchases, seasonal needs, and unexpected costs.
Expertise That Works for Your Business
At BankUnited, we understand that no two businesses operate the same way. That is why we take a personalized approach to commercial banking for corporations, delivering solutions aligned to your goals and industry dynamics.
Our experienced bankers provide insight, responsiveness, and a commitment to building long-term relationships. From commercial loans to treasury management, we are dedicated to helping your business navigate challenges and seize opportunities.
Local Decision Making
Relationship Approach
Dedicated Team
Small Business Banking FAQs
Get answers to common questions about small business banking, loans, and financing options to help you make informed decisions.
Treasury solutions help improve cash flow management, streamline payments, and enhance financial visibility. We offer treasury solutions tools such as remote deposit capture, ACH origination, wire transfers, fraud prevention services, and cash flow management solutions to help streamline your operations.
You typically need business formation documents, an EIN, and personal identification to open a business checking account. Requirements may vary based on your business structure.
SBA loan programs are partially guaranteed by the government, which can make it easier for businesses to qualify and access favorable terms.
We offer a range of small business loans including term loans, lines of credit, owner-occupied commercial real estate loans, and SBA loan programs designed to support different financing needs.
Yes, our digital banking platform allows you to securely manage your accounts, transfer
funds, pay bills, monitor transactions anytime, anywhere, plus much more.
We offer a range of business checking, savings, and money market accounts designed to meet the needs of small businesses at every stage. Each account provides flexible features to help manage day-to-day finances efficiently.
Let’s Talk About What We Can Do For You!
Tell us about your business and your goals, and we will help you find the right small business banking solutions. A BankUnited banker will connect with you to get started.
Featured Insights
Get insights on starting and growing your business, managing cash flow, protecting your assets, stories from real clients, and much more.
Common IRS Tax Scams & How to Protect Yourself
Feb 8, 2024, 11:24 AM
Title :
Common IRS Tax Scams & How to Protect Yourself
Bank united author :
eFraud Prevention
Featured :
No
Display order :
Learn about common IRS Tax Scams to protect you and your business.
Tax season can be a busy time of the year. And scammers may try to take advantage of the stressors that can come with filing taxes. But knowing about common tax schemes can help you identify them—and make it easier to avoid becoming a victim.
Here’s what you need to know about common IRS scams and how to stay safe.
IRS Impersonation Scams
Stay alert to scams that use the IRS as a lure. Tax scams can happen any time of year, not just at tax time. For more information visit Tax Scams and Consumer Alerts on IRS.gov. Please visit https://www.irs.gov/uac/tax-scams-consumer-alerts
IRS Phone Scams:
- Con artists make unsolicited calls claiming to be IRS officials. They demand that the victim pay a bogus tax bill. They convince the victim to send cash, usually through a wire transfer or a prepaid debit card or a gift card. They may also leave “urgent” callback requests through phone “robo-calls,” or send a phishing email.
- Many phone scams use threats to intimidate and bully a victim into paying. They may even threaten to arrest, deport or revoke the driver’s license of their victim if they don’t get the money.
- Scammers often alter caller ID numbers to make it look like the IRS or another agency is calling. The callers use IRS employee titles and fake badge numbers to appear legitimate. They may use the victim’s name, address, and other personal information to make the call sound official.
- Aggressive and threatening phone calls by criminals impersonating IRS agents remain a major threat to taxpayers, but variations of the IRS impersonation scam continue year-round and they tend to peak when scammers find prime opportunities to strike.
Debt Collection Scams:
Here’s what to know if contacted about delinquent taxes by an IRS private collector:
- Private collectors for the IRS cannot accept direct payments - all payments should be made to the U.S. Treasury. The agency will not require specific types of payments such as wire transfers or prepaid debit cards. Scammers prefer these methods because they are hard to trace and can be redeemed anywhere in the world.
- Unless the IRS has an incorrect address, both the agency and its private collectors should first make contact by mailed letter.
- Those who owe tax debt but cannot pay in full will be offered an installment plan for up to five years.
- The same rules for other collectors apply. No calls before 8 a.m. or after 9 p.m. You must be sent a written "validation notice" telling you how much money you owe within five days after first contact. No harassing, abusive, or threatening language is allowed.
- Certain tax bills (and therefore phone calls) cannot be handled by private collectors for the IRS: those for taxpayers who are deceased, under age 18, in a designated combat zone, or a victim of identity theft. Debtors currently in audit, litigation, or criminal investigation are also off-limits to third-party hired guns.
To learn about more about IRS Impersonation Scams, read the full article here.
topic :
- Fraud Prevention
media :
- Article
