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Build Momentum with Small Business Savings Accounts

Whether you are looking to open a business savings account or maximize returns with business money market rates and business CD accounts, BankUnited offers solutions designed to help your business grow.
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Small Business Savings Accounts

Planning for your future starts now. BankUnited’s small business savings accounts and business deposit services offer competitive interest rates and flexible terms that keep your money working for you. Choose the right savings strategy for your business.

BUSINESS SAVINGS ACCOUNT

$100

minimum opening deposit

  • $5 monthly maintenance fee - Avoid maintenance fee by maintaining minimum daily balance of $500 or minimum monthly balance of $1,500
  • No Transaction Limits
  • Interest Bearing - Paid Quarterly
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BUSINESS MONEY MARKET ACCOUNT

$100

minimum opening deposit

  • $15 monthly maintenance fee - Avoid maintenance fee by maintaining minimum daily balance of $2,500
  • No Transaction Limits
  • Interest Bearing - Paid Monthly
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BUSINESS CERTIFICATE OF DEPOSIT

$1,000

minimum opening deposit

  • $0 monthly maintenance fee 0
  • Interest Bearing - Paid Monthly or Quarterly
  • You may not make any deposits into your CD Account before maturity. You may not make withdrawals of principal from your CD Account before maturity unless we consent and an early withdrawal penalty may be imposed. You may withdraw interest that has been credited to your CD Account before maturity.
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Cash Flow Tools

Integrated Business Banking

Enhance your small business savings accounts with solutions that support daily operations and long term growth. Pair your savings strategy with accounts designed for flexibility and efficiency.
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Everyday Banking

Business Checking Accounts

Manage daily transactions while keeping your savings intact with a business checking account designed for flexibility and control.
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Optimize Cash Flow

Treasury Solutions

Streamline your business deposit services with tools that help manage liquidity, payments, and cash positioning more effectively
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Small Business Savings Money Market and CD Account Banking FAQs  


Get answers to common questions about small business savings accounts, business money market accounts, and CDs. Learn how to choose the right option to support your financial goals.

What do I need to open a business savings account?

Jul 3, 2026, 14:47 PM
Question : What do I need to open a business savings account?

To open a business savings account, you typically need business formation documents, an EIN, and an initial deposit that meets the minimum requirement.

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Featured Insights

Get insights on starting and managing cash flow, protecting your assets, stories from real clients, and much more.

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Rates and annual percentage yields (APYs) are effective as of the date indicated and are subject to change without notice unless otherwise stated. Fees may reduce earnings on the account. Products, services, fees, terms and conditions are subject to change. Certain restrictions and limitations may apply. Contact BankUnited for complete account details.

Please review the see our Deposit Account Agreement, Business Schedule of Fees and Funds Availability Disclosure for complete details.